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63357 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 63357 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Marthasville, MO. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 63357 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Missouri, like average Marthasville homeowners insurance rates, coverage options or home insurance types, please select Marthasville, MO Home Insurance Rates Online!

63357 Home Insurance Average Premiums

Local 63357 homeowners insurance quotes comparison

$756 /yr.

Shows Zip Code: 63357 lowest rates with discounts applied on average.

For the 63357, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$756 /yr.
Average Coverage:$1006 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1306 /yr.

What is the average home insurance cost for a home in 63357?

  • • The average homeowners insurance premium paid annually for a home in 63357 is around $1006 per year.

What does it cost on average per month for home insurance in 63357?

  • • Homeowners in 63357 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 63357?

  • • Autoowners in 63357 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Marthasville area, check out other zip codes nearby 63357.
Review average rates in another zip code:
63357 homeowners insurance rates

Home Replacement Cost Coverage in 63357

Average Building Cost Per Square Foot in 63357: $122

Location: Marthasville, Missouri (Warren County)

Average Square Footage in 63357: 1,491 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63357 before you start any project. Marthasville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63357 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63357 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,491 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Marthasville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,491$181,900
Additional Upgrades & Added Features$1531,491$227,375
Major Home Updates or Advancements$1831,491$272,850

It's important to understand that when you estimate your replacement cost of your home in the 63357 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63357

Best Home & Auto Insurance Agencies in 63357

American Family Insurance - Thomas R Holdmeier

Address: 110 5th Street Marthasville, MO 63357
Phone:
Website: http://www.insurance-agency.amfam.com/MO/thomas-r-holdmeier/default.aspx?sourceid=yp3
Info:

Housing Demographics for 63357

Population Review for 63357 Zip Code

For the city of Marthasville, the population within 63357 has increased to over 5,109 residents in population size. The current population total is 5,835. We have broken down the population based on race below. In 63357, there are over 2970 in male population and 2865 females.

PopulationValues
Total Population5,835
White Population5445
Black Population29
Hispanic Population132
Asian Population14
Hawaiian Population1
Indian Population16
Other Population54
Male Population2970
Female Population2865
Population Estimate5109

Household Data for 63357

The average number of homes in 63357 is around 2,192, there are an average of 2.65 per household. The average house value according to local real estate values is around $181,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,192
Persons Per Household2.65
Average House Value$181,900
Income Per Household$85383
Median Age43.5
Median Age Male42.0
Median Age Female45.2
63357 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code636
CityMarthasville
City Alias NameMARTHASVILLE
CountyWarren
County FIPS219
State FIPS29
Time Zone6
Day Light SavingY
MSA7040
PMSA
CSA476
CBSA41180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. Louis, MO-IL
MSA_NameSt. Louis, MO-IL MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses99
Number Of Employees808
Business First Quarter Payroll7802
Business Annual Payroll38503
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2812896
CBSA Division Population0
Congressional District02
Congressional LandArea465.76
Delivery Residential1928
Delivery Business73
Delivery Total2534
Preferred Last Line KeyW17172
Classification Code
Multi-CountyY
CSA NameSt. Louis-St. Charles-Farmington, MO-IL
CBSA_DIV_Name
City State KeyW17172
Land Area122.896000
Water Area4.345000
City Alias Code
City Mixed CaseMarthasville
City Alias Mixed CaseMarthasville
Box Count48
SFDU1781
MFDU13
State ANSI29
County ANSI219
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number285106
Unique ZIP Name
SSA State County Code26991
Medicare CBSA Code41180
Medicare CBSA NameSt. Louis, MO-IL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseWarren

Missouri Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]