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Searching for Homeowners Insurance in 63373

If you are a homeowners that lives in 63373 you may be searching for more affordable homeowners insurance in Portage Des Sioux. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Portage Des Sioux, MO. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Missouri licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 63373 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Portage Des Sioux, MO home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 63373 Home Insurance Costs: high!

In Portage Des Sioux, homeowners are paying roughly $941 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 63373 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Portage Des Sioux are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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63373 Home Insurance Average Premiums

Local 63373 homeowners insurance quotes comparison

$691 /yr.

Shows Zip Code: 63373 lowest rates with discounts applied on average.

For the 63373, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$691 /yr.
Average Coverage:$941 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1241 /yr.

What is the average home insurance cost for a home in 63373?

  • • The average homeowners insurance premium paid annually for a home in 63373 is around $941 per year.

What does it cost on average per month for home insurance in 63373?

  • • Homeowners in 63373 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 63373?

  • • Autoowners in 63373 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Portage Des Sioux area, check out other zip codes nearby 63373.
Review average rates in another zip code:
63373 homeowners insurance rates

Home Replacement Cost Coverage in 63373

Average Building Cost Per Square Foot in 63373: $122

Location: Portage Des Sioux, Missouri (Saint Charles County)

Average Square Footage in 63373: 1,569 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63373 before you start any project. Portage Des Sioux homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63373 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63373 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,569 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Portage Des Sioux area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,569$191,400
Additional Upgrades & Added Features$1531,569$239,250
Major Home Updates or Advancements$1831,569$287,100

It's important to understand that when you estimate your replacement cost of your home in the 63373 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63373

Best Home & Auto Insurance Agencies in 63373

Housing Demographics for 63373

Population Review for 63373 Zip Code

For the city of Portage Des Sioux, the population within 63373 has increased to over 652 residents in population size. The current population total is 617. We have broken down the population based on race below. In 63373, there are over 331 in male population and 286 females.

PopulationValues
Total Population617
White Population578
Black Population4
Hispanic Population7
Asian Population0
Hawaiian Population0
Indian Population3
Other Population3
Male Population331
Female Population286
Population Estimate652

Household Data for 63373

The average number of homes in 63373 is around 265, there are an average of 2.33 per household. The average house value according to local real estate values is around $191,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode265
Persons Per Household2.33
Average House Value$191,400
Income Per Household$94821
Median Age42.3
Median Age Male44.6
Median Age Female39.0
63373 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias AbbreviationPRTG DE SIOUX
Area Code636
CityPortage Des Sioux
City Alias NamePORTAGE DES SIOUX
CountySaint Charles
County FIPS183
State FIPS29
Time Zone6
Day Light SavingY
MSA7040
PMSA
CSA476
CBSA41180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. Louis, MO-IL
MSA_NameSt. Louis, MO-IL MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees57
Business First Quarter Payroll326
Business Annual Payroll1583
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2812896
CBSA Division Population0
Congressional District03
Congressional LandArea6851.54
Delivery Residential280
Delivery Business14
Delivery Total333
Preferred Last Line KeyW17589
Classification Code
Multi-County
CSA NameSt. Louis-St. Charles-Farmington, MO-IL
CBSA_DIV_Name
City State KeyW17589
Land Area18.654000
Water Area3.047000
City Alias Code
City Mixed CasePortage Des Sioux
City Alias Mixed CasePortage Des Sioux
Box Count14
SFDU280
MFDU0
State ANSI29
County ANSI183
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number286468
Unique ZIP Name
SSA State County Code26910
Medicare CBSA Code41180
Medicare CBSA NameSt. Louis, MO-IL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseSaint Charles

Missouri Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]