Get multiple home insurance quotes in 63471. Our licensed 63471, MO agents are ready to serve you.

63471 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 63471 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Taylor, MO. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 63471 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Missouri, like average Taylor homeowners insurance rates, coverage options or home insurance types, please select Taylor, MO Home Insurance Rates Online!

63471 Home Insurance Average Premiums

Local 63471 homeowners insurance quotes comparison

$747 /yr.

Shows Zip Code: 63471 lowest rates with discounts applied on average.

For the 63471, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$747 /yr.
Average Coverage:$997 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1297 /yr.

What is the average home insurance cost for a home in 63471?

  • • The average homeowners insurance premium paid annually for a home in 63471 is around $997 per year.

What does it cost on average per month for home insurance in 63471?

  • • Homeowners in 63471 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 63471?

  • • Autoowners in 63471 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Taylor area, check out other zip codes nearby 63471.
Review average rates in another zip code:
63471 homeowners insurance rates

Home Replacement Cost Coverage in 63471

Average Building Cost Per Square Foot in 63471: $122

Location: Taylor, Missouri (Marion County)

Average Square Footage in 63471: 1,662 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63471 before you start any project. Taylor homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63471 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63471 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,662 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Taylor area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,662$202,800
Additional Upgrades & Added Features$1531,662$253,500
Major Home Updates or Advancements$1831,662$304,200

It's important to understand that when you estimate your replacement cost of your home in the 63471 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63471

Best Home & Auto Insurance Agencies in 63471

Housing Demographics for 63471

Population Review for 63471 Zip Code

For the city of Taylor, the population within 63471 has increased to over 568 residents in population size. The current population total is 504. We have broken down the population based on race below. In 63471, there are over 240 in male population and 264 females.

PopulationValues
Total Population504
White Population483
Black Population2
Hispanic Population7
Asian Population0
Hawaiian Population0
Indian Population1
Other Population4
Male Population240
Female Population264
Population Estimate568

Household Data for 63471

The average number of homes in 63471 is around 226, there are an average of 2.23 per household. The average house value according to local real estate values is around $202,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode226
Persons Per Household2.23
Average House Value$202,800
Income Per Household$66806
Median Age40.5
Median Age Male41.8
Median Age Female38.5
63471 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code573
CityTaylor
City Alias NameTAYLOR
CountyMarion
County FIPS127
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA448
CBSA25300
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHannibal, MO
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses34
Number Of Employees263
Business First Quarter Payroll1736
Business Annual Payroll8170
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population38948
CBSA Division Population0
Congressional District06
Congressional LandArea18198.62
Delivery Residential255
Delivery Business63
Delivery Total351
Preferred Last Line KeyW18435
Classification Code
Multi-CountyY
CSA NameQuincy-Hannibal, IL-MO
CBSA_DIV_Name
City State KeyW18435
Land Area46.412000
Water Area4.011000
City Alias Code
City Mixed CaseTaylor
City Alias Mixed CaseTaylor
Box Count8
SFDU229
MFDU0
State ANSI29
County ANSI127
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number287812
Unique ZIP Name
SSA State County Code26630
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseMarion

Missouri Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]