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Check Out 63537 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Edina, MO.

We will gather some basic information about your home in Edina, MO and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Missouri licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 63537 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 63537

We have pulled together a variety of data related to homeowners insurance in Missouri. Simply click on one of the links below to learn about the average cost of homeowners insurance in Missouri as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Edina, MO home insurance quotes in your local city and review the most competitive coverages and premiums.

63537 Homeowners Insurance Rates, Average Rating: high!

Homeowners insurance policies in 63537 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Missouri is roughly $993. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 63537 homeowners insurance policy!

63537 Home Insurance Average Premiums

Local 63537 homeowners insurance quotes comparison

$743 /yr.

Shows Zip Code: 63537 lowest rates with discounts applied on average.

For the 63537, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$743 /yr.
Average Coverage:$993 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1293 /yr.

What is the average home insurance cost for a home in 63537?

  • • The average homeowners insurance premium paid annually for a home in 63537 is around $993 per year.

What does it cost on average per month for home insurance in 63537?

  • • Homeowners in 63537 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 63537?

  • • Autoowners in 63537 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Edina area, check out other zip codes nearby 63537.
Review average rates in another zip code:
63537 homeowners insurance rates

Home Replacement Cost Coverage in 63537

Average Building Cost Per Square Foot in 63537: $122

Location: Edina, Missouri (Knox County)

Average Square Footage in 63537: 662 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63537 before you start any project. Edina homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63537 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63537 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 662 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Edina area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122662$80,800
Additional Upgrades & Added Features$153662$101,000
Major Home Updates or Advancements$183662$121,200

It's important to understand that when you estimate your replacement cost of your home in the 63537 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63537

Best Home & Auto Insurance Agencies in 63537

American Family Insurance - Donald H McCurren

Address: 308 E Lafayette St Edina, MO 63537
Phone:
Website: http://www.insurance-agency.amfam.com/MO/donald-h-mccurren/default.aspx?sourceid=yp3
Info:

Nowlin- Eric - State Farm Insurance Agent

Address: 105 N Main St Edina, MO 63537
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 63537

Population Review for 63537 Zip Code

For the city of Edina, the population within 63537 has increased to over 1,824 residents in population size. The current population total is 1,711. We have broken down the population based on race below. In 63537, there are over 828 in male population and 883 females.

PopulationValues
Total Population1,711
White Population1644
Black Population8
Hispanic Population11
Asian Population3
Hawaiian Population0
Indian Population2
Other Population4
Male Population828
Female Population883
Population Estimate1824

Household Data for 63537

The average number of homes in 63537 is around 695, there are an average of 2.33 per household. The average house value according to local real estate values is around $80,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode695
Persons Per Household2.33
Average House Value$80,800
Income Per Household$53929
Median Age41.7
Median Age Male39.6
Median Age Female43.0
63537 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code660
CityEdina
City Alias NameEDINA
CountyKnox
County FIPS103
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses59
Number Of Employees329
Business First Quarter Payroll2309
Business Annual Payroll10770
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea18198.62
Delivery Residential783
Delivery Business130
Delivery Total971
Preferred Last Line KeyW16400
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW16400
Land Area131.400000
Water Area0.760000
City Alias Code
City Mixed CaseEdina
City Alias Mixed CaseEdina
Box Count33
SFDU767
MFDU0
State ANSI29
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number282334
Unique ZIP Name
SSA State County Code26510
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseKnox

Missouri Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]