Get multiple home insurance quotes in 63544. Our licensed 63544, MO agents are ready to serve you.

Home Insurance Rates in 63544

For homeowners shopping online in 63544, our insurance rates are very competitive for homeowners living in Green Castle, MO. Many homeowners based out of the great city of Green Castle have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 63544, simply click the "Get Multiple Quotes Now" button. Your 63544 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Green Castle, MO Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

63544 Home Insurance Rating is: High!

If you live in 63544, you can easily save up to 40% off the average home insurance premium of $984 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Green Castle can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 63544 today!

Get Multiple Home Insurance Rates in 63544!

63544 Home Insurance Average Premiums

Local 63544 homeowners insurance quotes comparison

$734 /yr.

Shows Zip Code: 63544 lowest rates with discounts applied on average.

For the 63544, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$734 /yr.
Average Coverage:$984 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1284 /yr.

What is the average home insurance cost for a home in 63544?

  • • The average homeowners insurance premium paid annually for a home in 63544 is around $984 per year.

What does it cost on average per month for home insurance in 63544?

  • • Homeowners in 63544 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 63544?

  • • Autoowners in 63544 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Green Castle area, check out other zip codes nearby 63544.
Review average rates in another zip code:
63544 homeowners insurance rates

Home Replacement Cost Coverage in 63544

Average Building Cost Per Square Foot in 63544: $122

Location: Green Castle, Missouri (Sullivan County)

Average Square Footage in 63544: 937 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63544 before you start any project. Green Castle homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63544 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63544 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 937 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Green Castle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122937$114,300
Additional Upgrades & Added Features$153937$142,875
Major Home Updates or Advancements$183937$171,450

It's important to understand that when you estimate your replacement cost of your home in the 63544 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63544

Best Home & Auto Insurance Agencies in 63544

Housing Demographics for 63544

Population Review for 63544 Zip Code

For the city of Green Castle, the population within 63544 has increased to over 775 residents in population size. The current population total is 807. We have broken down the population based on race below. In 63544, there are over 395 in male population and 412 females.

PopulationValues
Total Population807
White Population779
Black Population2
Hispanic Population15
Asian Population2
Hawaiian Population0
Indian Population3
Other Population4
Male Population395
Female Population412
Population Estimate775

Household Data for 63544

The average number of homes in 63544 is around 365, there are an average of 2.21 per household. The average house value according to local real estate values is around $114,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode365
Persons Per Household2.21
Average House Value$114,300
Income Per Household$38393
Median Age49.8
Median Age Male48.3
Median Age Female50.7
63544 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code660
CityGreen Castle
City Alias NameGREEN CASTLE
CountySullivan
County FIPS211
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees7
Business First Quarter Payroll50
Business Annual Payroll262
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea18198.62
Delivery Residential351
Delivery Business5
Delivery Total377
Preferred Last Line KeyW16645
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW16645
Land Area138.883000
Water Area0.196000
City Alias Code
City Mixed CaseGreen Castle
City Alias Mixed CaseGreen Castle
Box Count16
SFDU351
MFDU0
State ANSI29
County ANSI211
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number283306
Unique ZIP Name
SSA State County Code26987
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseSullivan

Missouri Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]