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63556 Home Insurance Rates & Premiums

Did you know there are over 3,452 people living within the 63556 zip code area? There are over 1,377 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 63556.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Missouri are on the rise. The estimated average premium is around $970 a year for a standard homeowners insurance policy in Milan. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Milan, MO Homeowners Insurance Quotes Online

63556 Home Insurance Average Premiums

Local 63556 homeowners insurance quotes comparison

$720 /yr.

Shows Zip Code: 63556 lowest rates with discounts applied on average.

For the 63556, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$720 /yr.
Average Coverage:$970 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1270 /yr.

What is the average home insurance cost for a home in 63556?

  • • The average homeowners insurance premium paid annually for a home in 63556 is around $970 per year.

What does it cost on average per month for home insurance in 63556?

  • • Homeowners in 63556 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 63556?

  • • Autoowners in 63556 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Milan area, check out other zip codes nearby 63556.
Review average rates in another zip code:
63556 homeowners insurance rates

Home Replacement Cost Coverage in 63556

Average Building Cost Per Square Foot in 63556: $122

Location: Milan, Missouri (Sullivan County)

Average Square Footage in 63556: 647 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63556 before you start any project. Milan homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63556 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63556 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 647 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Milan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122647$78,900
Additional Upgrades & Added Features$153647$98,625
Major Home Updates or Advancements$183647$118,350

It's important to understand that when you estimate your replacement cost of your home in the 63556 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63556

Best Home & Auto Insurance Agencies in 63556

Shelter Insurance - Mike Jamison

Address: 101 E 3rd St Milan, MO 63556
Phone:
Website: http://www.shelterinsurance.com/CA/agent/MIKEJAMISON
Info:

Moore, Debra - American Family Insurance

Address: 102 E 3rd St Milan, MO 63556
Phone:
Website: http://www.amfam.com/
Info:

May- Rex D

Address: 117 N Market St Milan, MO 63556
Phone:
Website:
Info:

Housing Demographics for 63556

Population Review for 63556 Zip Code

For the city of Milan, the population within 63556 has increased to over 3,455 residents in population size. The current population total is 3,452. We have broken down the population based on race below. In 63556, there are over 1787 in male population and 1665 females.

PopulationValues
Total Population3,452
White Population2299
Black Population199
Hispanic Population948
Asian Population27
Hawaiian Population1
Indian Population31
Other Population508
Male Population1787
Female Population1665
Population Estimate3455

Household Data for 63556

The average number of homes in 63556 is around 1,377, there are an average of 2.43 per household. The average house value according to local real estate values is around $78,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,377
Persons Per Household2.43
Average House Value$78,900
Income Per Household$47344
Median Age38.8
Median Age Male38.4
Median Age Female39.3
63556 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code660
CityMilan
City Alias NameMILAN
CountySullivan
County FIPS211
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses78
Number Of Employees906
Business First Quarter Payroll19331
Business Annual Payroll101049
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea18198.62
Delivery Residential1422
Delivery Business108
Delivery Total1699
Preferred Last Line KeyW17252
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW17252
Land Area241.588000
Water Area1.725000
City Alias Code
City Mixed CaseMilan
City Alias Mixed CaseMilan
Box Count77
SFDU1353
MFDU17
State ANSI29
County ANSI211
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number285280
Unique ZIP Name
SSA State County Code26987
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseSullivan

Missouri Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]