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63557 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 63557? There are over 124 occupied homes in the 63557 area. With a population size of 267, it's not uncommon for residence of New Boston, MO to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Missouri is around $1,020 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 63557 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: New Boston, MO Home Insurance Rate Quotes

63557 Home Insurance Average Premiums

Local 63557 homeowners insurance quotes comparison

$770 /yr.

Shows Zip Code: 63557 lowest rates with discounts applied on average.

For the 63557, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$770 /yr.
Average Coverage:$1020 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1320 /yr.

What is the average home insurance cost for a home in 63557?

  • • The average homeowners insurance premium paid annually for a home in 63557 is around $1020 per year.

What does it cost on average per month for home insurance in 63557?

  • • Homeowners in 63557 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 63557?

  • • Autoowners in 63557 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Boston area, check out other zip codes nearby 63557.
Review average rates in another zip code:
63557 homeowners insurance rates

Home Replacement Cost Coverage in 63557

Average Building Cost Per Square Foot in 63557: $122

Location: New Boston, Missouri (Linn County)

Average Square Footage in 63557: 1,511 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63557 before you start any project. New Boston homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63557 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63557 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,511 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Boston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,511$184,400
Additional Upgrades & Added Features$1531,511$230,500
Major Home Updates or Advancements$1831,511$276,600

It's important to understand that when you estimate your replacement cost of your home in the 63557 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63557

Best Home & Auto Insurance Agencies in 63557

Housing Demographics for 63557

Population Review for 63557 Zip Code

For the city of New Boston, the population within 63557 has increased to over 242 residents in population size. The current population total is 267. We have broken down the population based on race below. In 63557, there are over 135 in male population and 132 females.

PopulationValues
Total Population267
White Population247
Black Population1
Hispanic Population6
Asian Population0
Hawaiian Population0
Indian Population3
Other Population0
Male Population135
Female Population132
Population Estimate242

Household Data for 63557

The average number of homes in 63557 is around 124, there are an average of 2.15 per household. The average house value according to local real estate values is around $184,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode124
Persons Per Household2.15
Average House Value$184,400
Income Per Household$62574
Median Age51.1
Median Age Male49.5
Median Age Female52.0
63557 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code660
CityNew Boston
City Alias NameNEW BOSTON
CountyLinn
County FIPS115
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees29
Business First Quarter Payroll428
Business Annual Payroll1962
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea18198.62
Delivery Residential113
Delivery Business1
Delivery Total174
Preferred Last Line KeyW17363
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW17363
Land Area84.323000
Water Area0.263000
City Alias Code
City Mixed CaseNew Boston
City Alias Mixed CaseNew Boston
Box Count8
SFDU113
MFDU0
State ANSI29
County ANSI115
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number285718
Unique ZIP Name
SSA State County Code26570
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseLinn

Missouri Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]