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Compare 63558 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in New Cambria just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 291 neighbors looking to save on their home insurance policy in the local 63558 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 63558. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Missouri rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your New Cambria, MO home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in New Cambria, MO

63558 Home Insurance Average Premiums

Local 63558 homeowners insurance quotes comparison

$715 /yr.

Shows Zip Code: 63558 lowest rates with discounts applied on average.

For the 63558, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$715 /yr.
Average Coverage:$965 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1265 /yr.

What is the average home insurance cost for a home in 63558?

  • • The average homeowners insurance premium paid annually for a home in 63558 is around $965 per year.

What does it cost on average per month for home insurance in 63558?

  • • Homeowners in 63558 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 63558?

  • • Autoowners in 63558 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Cambria area, check out other zip codes nearby 63558.
Review average rates in another zip code:
63558 homeowners insurance rates

Home Replacement Cost Coverage in 63558

Average Building Cost Per Square Foot in 63558: $122

Location: New Cambria, Missouri (Macon County)

Average Square Footage in 63558: 919 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63558 before you start any project. New Cambria homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63558 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63558 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 919 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Cambria area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122919$112,100
Additional Upgrades & Added Features$153919$140,125
Major Home Updates or Advancements$183919$168,150

It's important to understand that when you estimate your replacement cost of your home in the 63558 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63558

Best Home & Auto Insurance Agencies in 63558

Housing Demographics for 63558

Population Review for 63558 Zip Code

For the city of New Cambria, the population within 63558 has increased to over 646 residents in population size. The current population total is 645. We have broken down the population based on race below. In 63558, there are over 335 in male population and 310 females.

PopulationValues
Total Population645
White Population600
Black Population1
Hispanic Population3
Asian Population0
Hawaiian Population0
Indian Population1
Other Population0
Male Population335
Female Population310
Population Estimate646

Household Data for 63558

The average number of homes in 63558 is around 291, there are an average of 2.22 per household. The average house value according to local real estate values is around $112,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode291
Persons Per Household2.22
Average House Value$112,100
Income Per Household$50724
Median Age48.8
Median Age Male53.6
Median Age Female44.9
63558 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code660
CityNew Cambria
City Alias NameNEW CAMBRIA
CountyMacon
County FIPS121
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees51
Business First Quarter Payroll298
Business Annual Payroll1255
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea18198.62
Delivery Residential291
Delivery Business8
Delivery Total335
Preferred Last Line KeyW17364
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW17364
Land Area110.744000
Water Area0.816000
City Alias Code
City Mixed CaseNew Cambria
City Alias Mixed CaseNew Cambria
Box Count25
SFDU291
MFDU0
State ANSI29
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number285730
Unique ZIP Name
SSA State County Code26600
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseMacon

Missouri Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]