Get multiple home insurance quotes in 63559. Our licensed 63559, MO agents are ready to serve you.

63559 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 63559 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Novinger, MO. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 63559 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Missouri, like average Novinger homeowners insurance rates, coverage options or home insurance types, please select Novinger, MO Home Insurance Rates Online!

63559 Home Insurance Average Premiums

Local 63559 homeowners insurance quotes comparison

$759 /yr.

Shows Zip Code: 63559 lowest rates with discounts applied on average.

For the 63559, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$759 /yr.
Average Coverage:$1009 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1309 /yr.

What is the average home insurance cost for a home in 63559?

  • • The average homeowners insurance premium paid annually for a home in 63559 is around $1009 per year.

What does it cost on average per month for home insurance in 63559?

  • • Homeowners in 63559 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 63559?

  • • Autoowners in 63559 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Novinger area, check out other zip codes nearby 63559.
Review average rates in another zip code:
63559 homeowners insurance rates

Home Replacement Cost Coverage in 63559

Average Building Cost Per Square Foot in 63559: $122

Location: Novinger, Missouri (Adair County)

Average Square Footage in 63559: 961 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63559 before you start any project. Novinger homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63559 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63559 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 961 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Novinger area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122961$117,200
Additional Upgrades & Added Features$153961$146,500
Major Home Updates or Advancements$183961$175,800

It's important to understand that when you estimate your replacement cost of your home in the 63559 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63559

Best Home & Auto Insurance Agencies in 63559

Housing Demographics for 63559

Population Review for 63559 Zip Code

For the city of Novinger, the population within 63559 has increased to over 1,247 residents in population size. The current population total is 1,227. We have broken down the population based on race below. In 63559, there are over 630 in male population and 597 females.

PopulationValues
Total Population1,227
White Population1179
Black Population1
Hispanic Population22
Asian Population8
Hawaiian Population0
Indian Population2
Other Population10
Male Population630
Female Population597
Population Estimate1247

Household Data for 63559

The average number of homes in 63559 is around 524, there are an average of 2.34 per household. The average house value according to local real estate values is around $117,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode524
Persons Per Household2.34
Average House Value$117,200
Income Per Household$48393
Median Age43.8
Median Age Male44.3
Median Age Female43.5
63559 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code660
CityNovinger
City Alias NameNOVINGER
CountyAdair
County FIPS001
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA28860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameKirksville, MO
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees11
Business First Quarter Payroll45
Business Annual Payroll191
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population30038
CBSA Division Population0
Congressional District06
Congressional LandArea18198.62
Delivery Residential533
Delivery Business8
Delivery Total600
Preferred Last Line KeyW17411
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW17411
Land Area111.400000
Water Area0.104000
City Alias Code
City Mixed CaseNovinger
City Alias Mixed CaseNovinger
Box Count54
SFDU517
MFDU16
State ANSI29
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number285910
Unique ZIP Name
SSA State County Code26000
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseAdair

Missouri Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]