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Quickly Revew Homeowners Insurance in 63621

If you own a home in Arcadia, MO you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 63621 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Missouri licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 63621 and start comparing rates now.

63621 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 63621 is $977 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 63621 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Arcadia, MO home insurance quotes in your local city and review the most competitive coverages and premiums.

63621 Home Insurance Average Premiums

Local 63621 homeowners insurance quotes comparison

$727 /yr.

Shows Zip Code: 63621 lowest rates with discounts applied on average.

For the 63621, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$727 /yr.
Average Coverage:$977 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1277 /yr.

What is the average home insurance cost for a home in 63621?

  • • The average homeowners insurance premium paid annually for a home in 63621 is around $977 per year.

What does it cost on average per month for home insurance in 63621?

  • • Homeowners in 63621 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 63621?

  • • Autoowners in 63621 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Arcadia area, check out other zip codes nearby 63621.
Review average rates in another zip code:
63621 homeowners insurance rates

Home Replacement Cost Coverage in 63621

Average Building Cost Per Square Foot in 63621: $122

Location: Arcadia, Missouri (Iron County)

Average Square Footage in 63621: 1,002 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63621 before you start any project. Arcadia homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63621 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63621 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,002 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Arcadia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,002$122,200
Additional Upgrades & Added Features$1531,002$152,750
Major Home Updates or Advancements$1831,002$183,300

It's important to understand that when you estimate your replacement cost of your home in the 63621 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63621

Best Home & Auto Insurance Agencies in 63621

Stephens- Leslie Agent Insurance

Address: MO-21 & MO-72 Arcadia, MO 63621
Phone:
Website: http://www.shelterinsurance.com
Info: Affordable Car Insurance | Car Insurance Online | Shelter Insurance
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Housing Demographics for 63621

Population Review for 63621 Zip Code

For the city of Arcadia, the population within 63621 has increased to over 1,184 residents in population size. The current population total is 1,249. We have broken down the population based on race below. In 63621, there are over 601 in male population and 648 females.

PopulationValues
Total Population1,249
White Population1122
Black Population13
Hispanic Population14
Asian Population7
Hawaiian Population0
Indian Population5
Other Population3
Male Population601
Female Population648
Population Estimate1184

Household Data for 63621

The average number of homes in 63621 is around 529, there are an average of 2.36 per household. The average house value according to local real estate values is around $122,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode529
Persons Per Household2.36
Average House Value$122,200
Income Per Household$75386
Median Age46.3
Median Age Male43.1
Median Age Female49.3
63621 DetailsValues
StateMO
State Full NameMissouri
City TypeN
City Alias Abbreviation
Area Code573
CityArcadia
City Alias NameARCADIA
CountyIron
County FIPS093
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses22
Number Of Employees102
Business First Quarter Payroll491
Business Annual Payroll2334
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea19901.17
Delivery Residential502
Delivery Business6
Delivery Total655
Preferred Last Line Key014699
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State Key014699
Land Area76.723000
Water Area0.336000
City Alias Code
City Mixed CaseArcadia
City Alias Mixed CaseArcadia
Box Count75
SFDU451
MFDU51
State ANSI29
County ANSI093
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number284062
Unique ZIP Name
SSA State County Code26460
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseIron

Missouri Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]