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63627 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 63627 zip code it's important to know that our rates are very competitive for homeowners living in Bloomsdale, MO. Many homeowners based out of your 63627 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 63627 should appear in the zip code field ready to go. For Bloomsdale, MO Homeowners Insurance Quotes nearby, we offer the best rates and service.

63627: Average Home Insurance Rates

For homeowners living in the great city of Bloomsdale, the average homeowners policy is considered high in comparison to other states. Missouri premiums are estimated to be around $940 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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63627 Home Insurance Average Premiums

Local 63627 homeowners insurance quotes comparison

$690 /yr.

Shows Zip Code: 63627 lowest rates with discounts applied on average.

For the 63627, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$690 /yr.
Average Coverage:$940 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1240 /yr.

What is the average home insurance cost for a home in 63627?

  • • The average homeowners insurance premium paid annually for a home in 63627 is around $940 per year.

What does it cost on average per month for home insurance in 63627?

  • • Homeowners in 63627 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 63627?

  • • Autoowners in 63627 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bloomsdale area, check out other zip codes nearby 63627.
Review average rates in another zip code:
63627 homeowners insurance rates

Home Replacement Cost Coverage in 63627

Average Building Cost Per Square Foot in 63627: $122

Location: Bloomsdale, Missouri (Sainte Genevieve County)

Average Square Footage in 63627: 1,567 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63627 before you start any project. Bloomsdale homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63627 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63627 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,567 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bloomsdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,567$191,200
Additional Upgrades & Added Features$1531,567$239,000
Major Home Updates or Advancements$1831,567$286,800

It's important to understand that when you estimate your replacement cost of your home in the 63627 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63627

Best Home & Auto Insurance Agencies in 63627

Housing Demographics for 63627

Population Review for 63627 Zip Code

For the city of Bloomsdale, the population within 63627 has increased to over 3,052 residents in population size. The current population total is 2,938. We have broken down the population based on race below. In 63627, there are over 1456 in male population and 1482 females.

PopulationValues
Total Population2,938
White Population2793
Black Population9
Hispanic Population33
Asian Population4
Hawaiian Population1
Indian Population4
Other Population12
Male Population1456
Female Population1482
Population Estimate3052

Household Data for 63627

The average number of homes in 63627 is around 1,108, there are an average of 2.65 per household. The average house value according to local real estate values is around $191,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,108
Persons Per Household2.65
Average House Value$191,200
Income Per Household$76917
Median Age42.4
Median Age Male42.0
Median Age Female42.6
63627 DetailsValues
StateMO
State Full NameMissouri
City TypeN
City Alias Abbreviation
Area Code573
CityBloomsdale
City Alias NameBLOOMSDALE
CountySainte Genevieve
County FIPS186
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses69
Number Of Employees683
Business First Quarter Payroll6018
Business Annual Payroll29596
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea19901.17
Delivery Residential1152
Delivery Business45
Delivery Total1252
Preferred Last Line Key018486
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State Key018486
Land Area72.996000
Water Area2.791000
City Alias Code
City Mixed CaseBloomsdale
City Alias Mixed CaseBloomsdale
Box Count36
SFDU1058
MFDU25
State ANSI29
County ANSI186
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number287104
Unique ZIP Name
SSA State County Code26960
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSainte Genevieve

Missouri Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]