Get multiple home insurance quotes in 63655. Our licensed 63655, MO agents are ready to serve you.

63655 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 63655 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Marquand, MO. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 63655 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Missouri, like average Marquand homeowners insurance rates, coverage options or home insurance types, please select Marquand, MO Home Insurance Rates Online!

63655 Home Insurance Average Premiums

Local 63655 homeowners insurance quotes comparison

$715 /yr.

Shows Zip Code: 63655 lowest rates with discounts applied on average.

For the 63655, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$715 /yr.
Average Coverage:$965 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1265 /yr.

What is the average home insurance cost for a home in 63655?

  • • The average homeowners insurance premium paid annually for a home in 63655 is around $965 per year.

What does it cost on average per month for home insurance in 63655?

  • • Homeowners in 63655 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 63655?

  • • Autoowners in 63655 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Marquand area, check out other zip codes nearby 63655.
Review average rates in another zip code:
63655 homeowners insurance rates

Home Replacement Cost Coverage in 63655

Average Building Cost Per Square Foot in 63655: $122

Location: Marquand, Missouri (Madison County)

Average Square Footage in 63655: 857 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63655 before you start any project. Marquand homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63655 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63655 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 857 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Marquand area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122857$104,600
Additional Upgrades & Added Features$153857$130,750
Major Home Updates or Advancements$183857$156,900

It's important to understand that when you estimate your replacement cost of your home in the 63655 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63655

Best Home & Auto Insurance Agencies in 63655

Housing Demographics for 63655

Population Review for 63655 Zip Code

For the city of Marquand, the population within 63655 has increased to over 1,356 residents in population size. The current population total is 1,242. We have broken down the population based on race below. In 63655, there are over 641 in male population and 601 females.

PopulationValues
Total Population1,242
White Population1154
Black Population1
Hispanic Population24
Asian Population6
Hawaiian Population0
Indian Population2
Other Population8
Male Population641
Female Population601
Population Estimate1356

Household Data for 63655

The average number of homes in 63655 is around 576, there are an average of 2.16 per household. The average house value according to local real estate values is around $104,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode576
Persons Per Household2.16
Average House Value$104,600
Income Per Household$42560
Median Age46.9
Median Age Male47.9
Median Age Female45.6
63655 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code573
CityMarquand
City Alias NameMARQUAND
CountyMadison
County FIPS123
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses26
Number Of Employees76
Business First Quarter Payroll448
Business Annual Payroll1811
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea19901.17
Delivery Residential628
Delivery Business8
Delivery Total711
Preferred Last Line KeyW17166
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW17166
Land Area151.816000
Water Area0.457000
City Alias Code
City Mixed CaseMarquand
City Alias Mixed CaseMarquand
Box Count65
SFDU628
MFDU0
State ANSI29
County ANSI123
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number285082
Unique ZIP Name
SSA State County Code26601
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CaseMadison

Missouri Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]