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63664 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 63664 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Potosi, MO quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 63664.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 63664 and start shopping.

Quickly and Easily Compare Average Rates for 63664

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Potosi, MO home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 63664

Homeowners in Potosi are paying roughly $991 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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63664 Home Insurance Average Premiums

Local 63664 homeowners insurance quotes comparison

$741 /yr.

Shows Zip Code: 63664 lowest rates with discounts applied on average.

For the 63664, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$741 /yr.
Average Coverage:$991 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1291 /yr.

What is the average home insurance cost for a home in 63664?

  • • The average homeowners insurance premium paid annually for a home in 63664 is around $991 per year.

What does it cost on average per month for home insurance in 63664?

  • • Homeowners in 63664 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 63664?

  • • Autoowners in 63664 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Potosi area, check out other zip codes nearby 63664.
Review average rates in another zip code:
63664 homeowners insurance rates

Home Replacement Cost Coverage in 63664

Average Building Cost Per Square Foot in 63664: $122

Location: Potosi, Missouri (Washington County)

Average Square Footage in 63664: 881 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63664 before you start any project. Potosi homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63664 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63664 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 881 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Potosi area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122881$107,500
Additional Upgrades & Added Features$153881$134,375
Major Home Updates or Advancements$183881$161,250

It's important to understand that when you estimate your replacement cost of your home in the 63664 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63664

Best Home & Auto Insurance Agencies in 63664

Housing Demographics for 63664

Population Review for 63664 Zip Code

For the city of Potosi, the population within 63664 has increased to over 9,319 residents in population size. The current population total is 8,333. We have broken down the population based on race below. In 63664, there are over 4059 in male population and 4274 females.

PopulationValues
Total Population8,333
White Population7719
Black Population65
Hispanic Population87
Asian Population13
Hawaiian Population0
Indian Population24
Other Population40
Male Population4059
Female Population4274
Population Estimate9319

Household Data for 63664

The average number of homes in 63664 is around 3,300, there are an average of 2.47 per household. The average house value according to local real estate values is around $107,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,300
Persons Per Household2.47
Average House Value$107,500
Income Per Household$52926
Median Age41.3
Median Age Male40.7
Median Age Female42.0
63664 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code573
CityPotosi
City Alias NamePOTOSI
CountyWashington
County FIPS221
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses204
Number Of Employees2096
Business First Quarter Payroll15808
Business Annual Payroll68601
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea6851.54
Delivery Residential3773
Delivery Business334
Delivery Total4409
Preferred Last Line KeyW17595
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW17595
Land Area287.666000
Water Area1.009000
City Alias Code
City Mixed CasePotosi
City Alias Mixed CasePotosi
Box Count250
SFDU3354
MFDU0
State ANSI29
County ANSI221
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number286492
Unique ZIP Name
SSA State County Code26992
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseWashington

Missouri Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]