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63732 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 63732 zip code it's important to know that our rates are very competitive for homeowners living in Altenburg, MO. Many homeowners based out of your 63732 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 63732 should appear in the zip code field ready to go. For Altenburg, MO Homeowners Insurance Quotes nearby, we offer the best rates and service.

63732: Average Home Insurance Rates

For homeowners living in the great city of Altenburg, the average homeowners policy is considered high in comparison to other states. Missouri premiums are estimated to be around $982 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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63732 Home Insurance Average Premiums

Local 63732 homeowners insurance quotes comparison

$732 /yr.

Shows Zip Code: 63732 lowest rates with discounts applied on average.

For the 63732, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$732 /yr.
Average Coverage:$982 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1282 /yr.

What is the average home insurance cost for a home in 63732?

  • • The average homeowners insurance premium paid annually for a home in 63732 is around $982 per year.

What does it cost on average per month for home insurance in 63732?

  • • Homeowners in 63732 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 63732?

  • • Autoowners in 63732 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Altenburg area, check out other zip codes nearby 63732.
Review average rates in another zip code:
63732 homeowners insurance rates

Home Replacement Cost Coverage in 63732

Average Building Cost Per Square Foot in 63732: $122

Location: Altenburg, Missouri (Cape Girardeau County)

Average Square Footage in 63732: 1,309 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63732 before you start any project. Altenburg homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63732 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63732 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,309 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Altenburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,309$159,700
Additional Upgrades & Added Features$1531,309$199,625
Major Home Updates or Advancements$1831,309$239,550

It's important to understand that when you estimate your replacement cost of your home in the 63732 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63732

Best Home & Auto Insurance Agencies in 63732

Housing Demographics for 63732

Population Review for 63732 Zip Code

For the city of Altenburg, the population within 63732 has increased to over 786 residents in population size. The current population total is 843. We have broken down the population based on race below. In 63732, there are over 460 in male population and 383 females.

PopulationValues
Total Population843
White Population807
Black Population0
Hispanic Population10
Asian Population3
Hawaiian Population0
Indian Population2
Other Population2
Male Population460
Female Population383
Population Estimate786

Household Data for 63732

The average number of homes in 63732 is around 321, there are an average of 2.63 per household. The average house value according to local real estate values is around $159,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode321
Persons Per Household2.63
Average House Value$159,700
Income Per Household$62900
Median Age41.4
Median Age Male43.0
Median Age Female39.9
63732 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code573
CityAltenburg
City Alias NameALTENBURG
CountyCape Girardeau
County FIPS031
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA164
CBSA16020
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCape Girardeau, MO-IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses17
Number Of Employees98
Business First Quarter Payroll820
Business Annual Payroll3207
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population96275
CBSA Division Population0
Congressional District08
Congressional LandArea19901.17
Delivery Residential299
Delivery Business4
Delivery Total447
Preferred Last Line KeyW15705
Classification Code
Multi-CountyY
CSA NameCape Girardeau-Sikeston, MO-IL
CBSA_DIV_Name
City State KeyW15705
Land Area33.794000
Water Area0.025000
City Alias Code
City Mixed CaseAltenburg
City Alias Mixed CaseAltenburg
Box Count63
SFDU299
MFDU0
State ANSI29
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number280102
Unique ZIP Name
SSA State County Code26150
Medicare CBSA Code16020
Medicare CBSA NameCape Girardeau, MO-IL
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseCape Girardeau

Missouri Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]