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63736 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 63736? Our rates are very competitive for homeowners living in Benton, MO. Many homeowners based out of your 63736 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 63736 should appear in the zip code field ready to go. For Benton, MO Home Insurance Rate Quotes click to review the best rates and service online!

63736 Average Premium is Rated: High!

Homeowners living in 63736 can easily save up to 40% off the average home insurance premium of $949 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Benton that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 63736 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 63736!

63736 Home Insurance Average Premiums

Local 63736 homeowners insurance quotes comparison

$699 /yr.

Shows Zip Code: 63736 lowest rates with discounts applied on average.

For the 63736, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$699 /yr.
Average Coverage:$949 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1249 /yr.

What is the average home insurance cost for a home in 63736?

  • • The average homeowners insurance premium paid annually for a home in 63736 is around $949 per year.

What does it cost on average per month for home insurance in 63736?

  • • Homeowners in 63736 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 63736?

  • • Autoowners in 63736 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Benton area, check out other zip codes nearby 63736.
Review average rates in another zip code:
63736 homeowners insurance rates

Home Replacement Cost Coverage in 63736

Average Building Cost Per Square Foot in 63736: $122

Location: Benton, Missouri (Scott County)

Average Square Footage in 63736: 1,054 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63736 before you start any project. Benton homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63736 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63736 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,054 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Benton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,054$128,600
Additional Upgrades & Added Features$1531,054$160,750
Major Home Updates or Advancements$1831,054$192,900

It's important to understand that when you estimate your replacement cost of your home in the 63736 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63736

Best Home & Auto Insurance Agencies in 63736

Housing Demographics for 63736

Population Review for 63736 Zip Code

For the city of Benton, the population within 63736 has increased to over 3,129 residents in population size. The current population total is 3,337. We have broken down the population based on race below. In 63736, there are over 1672 in male population and 1665 females.

PopulationValues
Total Population3,337
White Population3080
Black Population46
Hispanic Population97
Asian Population3
Hawaiian Population0
Indian Population6
Other Population69
Male Population1672
Female Population1665
Population Estimate3129

Household Data for 63736

The average number of homes in 63736 is around 1,293, there are an average of 2.49 per household. The average house value according to local real estate values is around $128,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,293
Persons Per Household2.49
Average House Value$128,600
Income Per Household$53333
Median Age42.0
Median Age Male41.0
Median Age Female42.7
63736 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code573
CityBenton
City Alias NameBENTON
CountyScott
County FIPS201
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA164
CBSA43460
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSikeston, MO
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses63
Number Of Employees391
Business First Quarter Payroll3203
Business Annual Payroll18304
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population39191
CBSA Division Population0
Congressional District08
Congressional LandArea19901.17
Delivery Residential1257
Delivery Business55
Delivery Total1697
Preferred Last Line KeyW15824
Classification Code
Multi-County
CSA NameCape Girardeau-Sikeston, MO-IL
CBSA_DIV_Name
City State KeyW15824
Land Area60.698000
Water Area0.170000
City Alias Code
City Mixed CaseBenton
City Alias Mixed CaseBenton
Box Count309
SFDU1242
MFDU0
State ANSI29
County ANSI201
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number280552
Unique ZIP Name
SSA State County Code26982
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CaseScott

Missouri Homeowners Insurance News & Information

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