Get multiple home insurance quotes in 63801. Our licensed 63801, MO agents are ready to serve you.

Homeowners Insurance in 63801

In Sikeston, MO, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 63801 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 63801 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 63801 should appear in the zip code field ready to go.

63801 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in Missouri, you are going to see rates around the average home insurance premium per year of $958. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Sikeston home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 63801 Home Insurance Rates Now!

Best 3 Options to Compare in 63801

If you want homeowners insurance quotes within the city of Sikeston or in the 63801 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Sikeston, MO.

63801 Home Insurance Average Premiums

Local 63801 homeowners insurance quotes comparison

$708 /yr.

Shows Zip Code: 63801 lowest rates with discounts applied on average.

For the 63801, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$708 /yr.
Average Coverage:$958 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1258 /yr.

What is the average home insurance cost for a home in 63801?

  • • The average homeowners insurance premium paid annually for a home in 63801 is around $958 per year.

What does it cost on average per month for home insurance in 63801?

  • • Homeowners in 63801 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 63801?

  • • Autoowners in 63801 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sikeston area, check out other zip codes nearby 63801.
Review average rates in another zip code:
63801 homeowners insurance rates

Home Replacement Cost Coverage in 63801

Average Building Cost Per Square Foot in 63801: $122

Location: Sikeston, Missouri (Scott County)

Average Square Footage in 63801: 1,064 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63801 before you start any project. Sikeston homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63801 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63801 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,064 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sikeston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,064$129,800
Additional Upgrades & Added Features$1531,064$162,250
Major Home Updates or Advancements$1831,064$194,700

It's important to understand that when you estimate your replacement cost of your home in the 63801 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63801

Best Home & Auto Insurance Agencies in 63801

Comer- Gregory M

Address: 225 S Main St Sikeston, MO 63801
Phone:
Website:
Info:

Recker- Joseph L

Address: 114 N Ingram Rd Sikeston, MO 63801
Phone:
Website:
Info:

Housing Demographics for 63801

Population Review for 63801 Zip Code

For the city of Sikeston, the population within 63801 has increased to over 24,000 residents in population size. The current population total is 22,572. We have broken down the population based on race below. In 63801, there are over 10835 in male population and 11737 females.

PopulationValues
Total Population22,572
White Population16194
Black Population4690
Hispanic Population597
Asian Population167
Hawaiian Population5
Indian Population68
Other Population262
Male Population10835
Female Population11737
Population Estimate24000

Household Data for 63801

The average number of homes in 63801 is around 9,234, there are an average of 2.40 per household. The average house value according to local real estate values is around $129,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,234
Persons Per Household2.40
Average House Value$129,800
Income Per Household$49994
Median Age40.2
Median Age Male38.0
Median Age Female42.0
63801 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code573
CitySikeston
City Alias NameSIKESTON
CountyScott
County FIPS201
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA164
CBSA43460
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSikeston, MO
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses765
Number Of Employees12650
Business First Quarter Payroll122089
Business Annual Payroll535404
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population39191
CBSA Division Population0
Congressional District08
Congressional LandArea19901.17
Delivery Residential10000
Delivery Business943
Delivery Total11568
Preferred Last Line KeyW17925
Classification Code
Multi-CountyY
CSA NameCape Girardeau-Sikeston, MO-IL
CBSA_DIV_Name
City State KeyW17925
Land Area212.726000
Water Area0.473000
City Alias Code
City Mixed CaseSikeston
City Alias Mixed CaseSikeston
Box Count369
SFDU9522
MFDU307
State ANSI29
County ANSI201
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number287368
Unique ZIP Name
SSA State County Code26982
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CaseScott

Missouri Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]