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Compare 63829 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Cardwell just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 365 neighbors looking to save on their home insurance policy in the local 63829 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 63829. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Missouri rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Cardwell, MO home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Cardwell, MO

63829 Home Insurance Average Premiums

Local 63829 homeowners insurance quotes comparison

$728 /yr.

Shows Zip Code: 63829 lowest rates with discounts applied on average.

For the 63829, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$728 /yr.
Average Coverage:$978 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1278 /yr.

What is the average home insurance cost for a home in 63829?

  • • The average homeowners insurance premium paid annually for a home in 63829 is around $978 per year.

What does it cost on average per month for home insurance in 63829?

  • • Homeowners in 63829 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 63829?

  • • Autoowners in 63829 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cardwell area, check out other zip codes nearby 63829.
Review average rates in another zip code:
63829 homeowners insurance rates

Home Replacement Cost Coverage in 63829

Average Building Cost Per Square Foot in 63829: $122

Location: Cardwell, Missouri (Dunklin County)

Average Square Footage in 63829: 384 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63829 before you start any project. Cardwell homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63829 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63829 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 384 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cardwell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122384$46,800
Additional Upgrades & Added Features$153384$58,500
Major Home Updates or Advancements$183384$70,200

It's important to understand that when you estimate your replacement cost of your home in the 63829 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63829

Best Home & Auto Insurance Agencies in 63829

Housing Demographics for 63829

Population Review for 63829 Zip Code

For the city of Cardwell, the population within 63829 has increased to over 1,055 residents in population size. The current population total is 885. We have broken down the population based on race below. In 63829, there are over 431 in male population and 454 females.

PopulationValues
Total Population885
White Population758
Black Population8
Hispanic Population92
Asian Population1
Hawaiian Population0
Indian Population5
Other Population64
Male Population431
Female Population454
Population Estimate1055

Household Data for 63829

The average number of homes in 63829 is around 365, there are an average of 2.42 per household. The average house value according to local real estate values is around $46,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode365
Persons Per Household2.42
Average House Value$46,800
Income Per Household$32596
Median Age41.2
Median Age Male39.1
Median Age Female43.6
63829 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code573
CityCardwell
City Alias NameCARDWELL
CountyDunklin
County FIPS069
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA28380
CBSA_DIV
CBSA_TypeMicro
CBSA_NameKennett, MO
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses13
Number Of Employees73
Business First Quarter Payroll431
Business Annual Payroll1804
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population31953
CBSA Division Population0
Congressional District08
Congressional LandArea19901.17
Delivery Residential436
Delivery Business21
Delivery Total533
Preferred Last Line KeyW16087
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW16087
Land Area23.253000
Water Area0.146000
City Alias Code
City Mixed CaseCardwell
City Alias Mixed CaseCardwell
Box Count68
SFDU414
MFDU0
State ANSI29
County ANSI069
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number281296
Unique ZIP Name
SSA State County Code26340
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CaseDunklin

Missouri Homeowners Insurance News & Information

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