Get multiple home insurance quotes in 63877. Our licensed 63877, MO agents are ready to serve you.

63877 Home Insurance Rates & Premiums

Did you know there are over 3,335 people living within the 63877 zip code area? There are over 1,319 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 63877.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Missouri are on the rise. The estimated average premium is around $967 a year for a standard homeowners insurance policy in Steele. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Steele, MO Homeowners Insurance Quotes Online

63877 Home Insurance Average Premiums

Local 63877 homeowners insurance quotes comparison

$717 /yr.

Shows Zip Code: 63877 lowest rates with discounts applied on average.

For the 63877, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$717 /yr.
Average Coverage:$967 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1267 /yr.

What is the average home insurance cost for a home in 63877?

  • • The average homeowners insurance premium paid annually for a home in 63877 is around $967 per year.

What does it cost on average per month for home insurance in 63877?

  • • Homeowners in 63877 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 63877?

  • • Autoowners in 63877 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Steele area, check out other zip codes nearby 63877.
Review average rates in another zip code:
63877 homeowners insurance rates

Home Replacement Cost Coverage in 63877

Average Building Cost Per Square Foot in 63877: $122

Location: Steele, Missouri (Pemiscot County)

Average Square Footage in 63877: 992 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63877 before you start any project. Steele homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63877 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63877 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 992 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Steele area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122992$121,000
Additional Upgrades & Added Features$153992$151,250
Major Home Updates or Advancements$183992$181,500

It's important to understand that when you estimate your replacement cost of your home in the 63877 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63877

Best Home & Auto Insurance Agencies in 63877

Hester & Harrison Insurance Agency

Address: 117 N Walnut St Steele, MO 63877
Phone:
Website:
Info:

Housing Demographics for 63877

Population Review for 63877 Zip Code

For the city of Steele, the population within 63877 has increased to over 3,457 residents in population size. The current population total is 3,335. We have broken down the population based on race below. In 63877, there are over 1623 in male population and 1712 females.

PopulationValues
Total Population3,335
White Population2674
Black Population402
Hispanic Population100
Asian Population14
Hawaiian Population3
Indian Population10
Other Population45
Male Population1623
Female Population1712
Population Estimate3457

Household Data for 63877

The average number of homes in 63877 is around 1,319, there are an average of 2.48 per household. The average house value according to local real estate values is around $121,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,319
Persons Per Household2.48
Average House Value$121,000
Income Per Household$37476
Median Age40.5
Median Age Male40.9
Median Age Female40.1
63877 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code573
CitySteele
City Alias NameSTEELE
CountyPemiscot
County FIPS155
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses48
Number Of Employees285
Business First Quarter Payroll1983
Business Annual Payroll8865
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01|08
Congressional LandArea225.36|19901.17
Delivery Residential1394
Delivery Business90
Delivery Total1660
Preferred Last Line KeyW18326
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW18326
Land Area148.066000
Water Area2.949000
City Alias Code
City Mixed CaseSteele
City Alias Mixed CaseSteele
Box Count85
SFDU1247
MFDU0
State ANSI29
County ANSI155
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number287584
Unique ZIP Name
SSA State County Code26770
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CasePemiscot

Missouri Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]