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63901, MO Homeowners Insurance Rates

With a population size of 34,354 and with 13,936 occupied homes in the 63901 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Poplar Bluff, MO are around $946 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Poplar Bluff, Missouri. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-913-276-4017 so we can help you review rates today!

It's important to know that if your Missouri home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Poplar Bluff, MO.

For Missouri home insurance information, including average Poplar Bluff home insurance rates, coverage options or the different homeowners insurance types, please select Poplar Bluff, MO Home Insurance Quotes Now!

63901 Home Insurance Average Premiums

Local 63901 homeowners insurance quotes comparison

$696 /yr.

Shows Zip Code: 63901 lowest rates with discounts applied on average.

For the 63901, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$696 /yr.
Average Coverage:$946 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1246 /yr.

What is the average home insurance cost for a home in 63901?

  • • The average homeowners insurance premium paid annually for a home in 63901 is around $946 per year.

What does it cost on average per month for home insurance in 63901?

  • • Homeowners in 63901 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 63901?

  • • Autoowners in 63901 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Poplar Bluff area, check out other zip codes nearby 63901.
Review average rates in another zip code:
63901 homeowners insurance rates

Home Replacement Cost Coverage in 63901

Average Building Cost Per Square Foot in 63901: $122

Location: Poplar Bluff, Missouri (Butler County)

Average Square Footage in 63901: 970 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63901 before you start any project. Poplar Bluff homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63901 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63901 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 970 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Poplar Bluff area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122970$118,400
Additional Upgrades & Added Features$153970$148,000
Major Home Updates or Advancements$183970$177,600

It's important to understand that when you estimate your replacement cost of your home in the 63901 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63901

Best Home & Auto Insurance Agencies in 63901

Kennedy- Denver

Address: 1895 N Westwood Blvd Poplar Bluff, MO 63901
Phone:
Website:
Info:

Justice- Eddy A

Address: 204 Ferguson St Poplar Bluff, MO 63901
Phone:
Website: http://www.eddyjustice.com
Info:

Williams- Susan K - State Farm Insurance Agent

Address: 3366 S Westwood Blvd Poplar Bluff, MO 63901
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 63901

Population Review for 63901 Zip Code

For the city of Poplar Bluff, the population within 63901 has increased to over 36,866 residents in population size. The current population total is 34,354. We have broken down the population based on race below. In 63901, there are over 16549 in male population and 17805 females.

PopulationValues
Total Population34,354
White Population28936
Black Population2348
Hispanic Population775
Asian Population295
Hawaiian Population12
Indian Population146
Other Population320
Male Population16549
Female Population17805
Population Estimate36866

Household Data for 63901

The average number of homes in 63901 is around 13,936, there are an average of 2.40 per household. The average house value according to local real estate values is around $118,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,936
Persons Per Household2.40
Average House Value$118,400
Income Per Household$44459
Median Age39.6
Median Age Male37.8
Median Age Female41.0
63901 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code573
CityPoplar Bluff
City Alias NamePOPLAR BLUFF
CountyButler
County FIPS023
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA38740
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePoplar Bluff, MO
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses904
Number Of Employees13153
Business First Quarter Payroll126019
Business Annual Payroll537527
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population42794
CBSA Division Population0
Congressional District08
Congressional LandArea19901.17
Delivery Residential15361
Delivery Business1332
Delivery Total16587
Preferred Last Line KeyW17588
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW17588
Land Area285.007000
Water Area1.297000
City Alias Code
City Mixed CasePoplar Bluff
City Alias Mixed CasePoplar Bluff
Box Count0
SFDU13832
MFDU383
State ANSI29
County ANSI023
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number286462
Unique ZIP Name
SSA State County Code26110
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CaseButler

Missouri Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]