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63934 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 63934 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Clubb, MO quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 63934.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 63934 and start shopping.

Quickly and Easily Compare Average Rates for 63934

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Clubb, MO home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 63934

Homeowners in Clubb are paying roughly $1014 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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63934 Home Insurance Average Premiums

Local 63934 homeowners insurance quotes comparison

$764 /yr.

Shows Zip Code: 63934 lowest rates with discounts applied on average.

For the 63934, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$764 /yr.
Average Coverage:$1014 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1314 /yr.

What is the average home insurance cost for a home in 63934?

  • • The average homeowners insurance premium paid annually for a home in 63934 is around $1014 per year.

What does it cost on average per month for home insurance in 63934?

  • • Homeowners in 63934 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 63934?

  • • Autoowners in 63934 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Clubb area, check out other zip codes nearby 63934.
Review average rates in another zip code:
63934 homeowners insurance rates

Home Replacement Cost Coverage in 63934

Average Building Cost Per Square Foot in 63934: $122

Location: Clubb, Missouri (Wayne County)

Average Square Footage in 63934: 1,352 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63934 before you start any project. Clubb homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63934 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63934 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,352 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Clubb area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,352$165,000
Additional Upgrades & Added Features$1531,352$206,250
Major Home Updates or Advancements$1831,352$247,500

It's important to understand that when you estimate your replacement cost of your home in the 63934 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63934

Best Home & Auto Insurance Agencies in 63934

Housing Demographics for 63934

Population Review for 63934 Zip Code

For the city of Clubb, the population within 63934 has increased to over 244 residents in population size. The current population total is 55. We have broken down the population based on race below. In 63934, there are over 32 in male population and 23 females.

PopulationValues
Total Population55
White Population55
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population32
Female Population23
Population Estimate244

Household Data for 63934

The average number of homes in 63934 is around 25, there are an average of 2.20 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode25
Persons Per Household2.20
Average House Value$165,000
Income Per Household$0
Median Age49.1
Median Age Male49.6
Median Age Female41.8
63934 DetailsValues
StateMO
State Full NameMissouri
City TypeN
City Alias Abbreviation
Area Code573
CityClubb
City Alias NameCLUBB
CountyWayne
County FIPS223
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees4
Business First Quarter Payroll4
Business Annual Payroll19
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea19901.17
Delivery Residential111
Delivery Business4
Delivery Total143
Preferred Last Line Key001458
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key001458
Land Area4.664000
Water Area0.006000
City Alias Code
City Mixed CaseClubb
City Alias Mixed CaseClubb
Box Count0
SFDU111
MFDU0
State ANSI29
County ANSI223
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number287386
Unique ZIP Name
SSA State County Code26993
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CaseWayne

Missouri Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]