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64016 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 64016 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Buckner, MO quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 64016.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 64016 and start shopping.

Quickly and Easily Compare Average Rates for 64016

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Buckner, MO home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 64016

Homeowners in Buckner are paying roughly $984 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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64016 Home Insurance Average Premiums

Local 64016 homeowners insurance quotes comparison

$734 /yr.

Shows Zip Code: 64016 lowest rates with discounts applied on average.

For the 64016, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$734 /yr.
Average Coverage:$984 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1284 /yr.

What is the average home insurance cost for a home in 64016?

  • • The average homeowners insurance premium paid annually for a home in 64016 is around $984 per year.

What does it cost on average per month for home insurance in 64016?

  • • Homeowners in 64016 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 64016?

  • • Autoowners in 64016 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Buckner area, check out other zip codes nearby 64016.
Review average rates in another zip code:
64016 homeowners insurance rates

Home Replacement Cost Coverage in 64016

Average Building Cost Per Square Foot in 64016: $122

Location: Buckner, Missouri (Jackson County)

Average Square Footage in 64016: 1,457 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64016 before you start any project. Buckner homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64016 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64016 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,457 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Buckner area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,457$177,800
Additional Upgrades & Added Features$1531,457$222,250
Major Home Updates or Advancements$1831,457$266,700

It's important to understand that when you estimate your replacement cost of your home in the 64016 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64016

Best Home & Auto Insurance Agencies in 64016

Housing Demographics for 64016

Population Review for 64016 Zip Code

For the city of Buckner, the population within 64016 has increased to over 4,586 residents in population size. The current population total is 4,682. We have broken down the population based on race below. In 64016, there are over 2318 in male population and 2364 females.

PopulationValues
Total Population4,682
White Population4175
Black Population22
Hispanic Population179
Asian Population12
Hawaiian Population2
Indian Population25
Other Population31
Male Population2318
Female Population2364
Population Estimate4586

Household Data for 64016

The average number of homes in 64016 is around 1,743, there are an average of 2.69 per household. The average house value according to local real estate values is around $177,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,743
Persons Per Household2.69
Average House Value$177,800
Income Per Household$84777
Median Age40.4
Median Age Male39.0
Median Age Female41.5
64016 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code816
CityBuckner
City Alias NameBUCKNER
CountyJackson
County FIPS095
State FIPS29
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses74
Number Of Employees536
Business First Quarter Payroll5351
Business Annual Payroll23614
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District04|06
Congressional LandArea14401.38|18198.62
Delivery Residential1705
Delivery Business33
Delivery Total6480
Preferred Last Line KeyW16022
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW16022
Land Area32.443000
Water Area0.003000
City Alias Code
City Mixed CaseBuckner
City Alias Mixed CaseBuckner
Box Count158
SFDU1609
MFDU0
State ANSI29
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number281092
Unique ZIP Name
SSA State County Code26470
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseJackson

Missouri Homeowners Insurance News & Information

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    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]