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64034 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 64034 zip code it's important to know that our rates are very competitive for homeowners living in Greenwood, MO. Many homeowners based out of your 64034 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 64034 should appear in the zip code field ready to go. For Greenwood, MO Homeowners Insurance Quotes nearby, we offer the best rates and service.

64034: Average Home Insurance Rates

For homeowners living in the great city of Greenwood, the average homeowners policy is considered high in comparison to other states. Missouri premiums are estimated to be around $941 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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64034 Home Insurance Average Premiums

Local 64034 homeowners insurance quotes comparison

$691 /yr.

Shows Zip Code: 64034 lowest rates with discounts applied on average.

For the 64034, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$691 /yr.
Average Coverage:$941 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1241 /yr.

What is the average home insurance cost for a home in 64034?

  • • The average homeowners insurance premium paid annually for a home in 64034 is around $941 per year.

What does it cost on average per month for home insurance in 64034?

  • • Homeowners in 64034 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 64034?

  • • Autoowners in 64034 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Greenwood area, check out other zip codes nearby 64034.
Review average rates in another zip code:
64034 homeowners insurance rates

Home Replacement Cost Coverage in 64034

Average Building Cost Per Square Foot in 64034: $122

Location: Greenwood, Missouri (Jackson County)

Average Square Footage in 64034: 2,090 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64034 before you start any project. Greenwood homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64034 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64034 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,090 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greenwood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,090$255,000
Additional Upgrades & Added Features$1532,090$318,750
Major Home Updates or Advancements$1832,090$382,500

It's important to understand that when you estimate your replacement cost of your home in the 64034 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64034

Best Home & Auto Insurance Agencies in 64034

Harper's Moto Guzzi

Address: 32401 E Stringtown Rd Greenwood, MO 64034
Phone:
Website: http://www.harpermotoguzzi.com
Info: Harpers

Housing Demographics for 64034

Population Review for 64034 Zip Code

For the city of Greenwood, the population within 64034 has increased to over 9,760 residents in population size. The current population total is 8,883. We have broken down the population based on race below. In 64034, there are over 4342 in male population and 4541 females.

PopulationValues
Total Population8,883
White Population7768
Black Population317
Hispanic Population378
Asian Population52
Hawaiian Population6
Indian Population29
Other Population98
Male Population4342
Female Population4541
Population Estimate9760

Household Data for 64034

The average number of homes in 64034 is around 3,077, there are an average of 2.88 per household. The average house value according to local real estate values is around $255,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,077
Persons Per Household2.88
Average House Value$255,000
Income Per Household$106488
Median Age37.9
Median Age Male37.3
Median Age Female38.7
64034 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code816
CityGreenwood
City Alias NameGREENWOOD
CountyJackson
County FIPS095
State FIPS29
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses142
Number Of Employees842
Business First Quarter Payroll8733
Business Annual Payroll43012
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District04|05
Congressional LandArea14401.38|2424.85
Delivery Residential3389
Delivery Business58
Delivery Total6319
Preferred Last Line KeyW16663
Classification Code
Multi-CountyY
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW16663
Land Area22.793000
Water Area0.485000
City Alias Code
City Mixed CaseGreenwood
City Alias Mixed CaseGreenwood
Box Count86
SFDU2262
MFDU0
State ANSI29
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number283348
Unique ZIP Name
SSA State County Code26470
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseJackson

Missouri Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]