Get multiple home insurance quotes in 64061. Our licensed 64061, MO agents are ready to serve you.

64061 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 64061 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Kingsville, MO. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 64061 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Missouri, like average Kingsville homeowners insurance rates, coverage options or home insurance types, please select Kingsville, MO Home Insurance Rates Online!

64061 Home Insurance Average Premiums

Local 64061 homeowners insurance quotes comparison

$715 /yr.

Shows Zip Code: 64061 lowest rates with discounts applied on average.

For the 64061, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$715 /yr.
Average Coverage:$965 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1265 /yr.

What is the average home insurance cost for a home in 64061?

  • • The average homeowners insurance premium paid annually for a home in 64061 is around $965 per year.

What does it cost on average per month for home insurance in 64061?

  • • Homeowners in 64061 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 64061?

  • • Autoowners in 64061 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kingsville area, check out other zip codes nearby 64061.
Review average rates in another zip code:
64061 homeowners insurance rates

Home Replacement Cost Coverage in 64061

Average Building Cost Per Square Foot in 64061: $122

Location: Kingsville, Missouri (Johnson County)

Average Square Footage in 64061: 1,838 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64061 before you start any project. Kingsville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64061 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64061 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,838 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kingsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,838$224,200
Additional Upgrades & Added Features$1531,838$280,250
Major Home Updates or Advancements$1831,838$336,300

It's important to understand that when you estimate your replacement cost of your home in the 64061 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64061

Best Home & Auto Insurance Agencies in 64061

Housing Demographics for 64061

Population Review for 64061 Zip Code

For the city of Kingsville, the population within 64061 has increased to over 3,580 residents in population size. The current population total is 3,367. We have broken down the population based on race below. In 64061, there are over 1730 in male population and 1637 females.

PopulationValues
Total Population3,367
White Population3068
Black Population28
Hispanic Population75
Asian Population13
Hawaiian Population4
Indian Population9
Other Population36
Male Population1730
Female Population1637
Population Estimate3580

Household Data for 64061

The average number of homes in 64061 is around 1,351, there are an average of 2.49 per household. The average house value according to local real estate values is around $224,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,351
Persons Per Household2.49
Average House Value$224,200
Income Per Household$73346
Median Age46.2
Median Age Male46.5
Median Age Female45.9
64061 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code816
CityKingsville
City Alias NameKINGSVILLE
CountyJohnson
County FIPS101
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA312
CBSA47660
CBSA_DIV
CBSA_TypeMicro
CBSA_NameWarrensburg, MO
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses48
Number Of Employees497
Business First Quarter Payroll4630
Business Annual Payroll22919
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population52595
CBSA Division Population0
Congressional District04
Congressional LandArea14401.38
Delivery Residential1438
Delivery Business23
Delivery Total2458
Preferred Last Line KeyW16917
Classification Code
Multi-CountyY
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW16917
Land Area62.112000
Water Area0.519000
City Alias Code
City Mixed CaseKingsville
City Alias Mixed CaseKingsville
Box Count64
SFDU1411
MFDU0
State ANSI29
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number284314
Unique ZIP Name
SSA State County Code26500
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseJohnson

Missouri Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]