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Searching for Homeowners Insurance in 64072

If you are a homeowners that lives in 64072 you may be searching for more affordable homeowners insurance in Missouri City. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Missouri City, MO. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Missouri licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 64072 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Missouri City, MO home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 64072 Home Insurance Costs: high!

In Missouri City, homeowners are paying roughly $976 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 64072 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Missouri City are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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64072 Home Insurance Average Premiums

Local 64072 homeowners insurance quotes comparison

$726 /yr.

Shows Zip Code: 64072 lowest rates with discounts applied on average.

For the 64072, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$726 /yr.
Average Coverage:$976 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1276 /yr.

What is the average home insurance cost for a home in 64072?

  • • The average homeowners insurance premium paid annually for a home in 64072 is around $976 per year.

What does it cost on average per month for home insurance in 64072?

  • • Homeowners in 64072 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 64072?

  • • Autoowners in 64072 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Missouri City area, check out other zip codes nearby 64072.
Review average rates in another zip code:
64072 homeowners insurance rates

Home Replacement Cost Coverage in 64072

Average Building Cost Per Square Foot in 64072: $122

Location: Missouri City, Missouri (Clay County)

Average Square Footage in 64072: 482 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64072 before you start any project. Missouri City homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64072 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64072 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 482 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Missouri City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122482$58,800
Additional Upgrades & Added Features$153482$73,500
Major Home Updates or Advancements$183482$88,200

It's important to understand that when you estimate your replacement cost of your home in the 64072 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64072

Best Home & Auto Insurance Agencies in 64072

Housing Demographics for 64072

Population Review for 64072 Zip Code

For the city of Missouri City, the population within 64072 has increased to over 0 residents in population size. The current population total is 191. We have broken down the population based on race below. In 64072, there are over 110 in male population and 81 females.

PopulationValues
Total Population191
White Population173
Black Population0
Hispanic Population2
Asian Population2
Hawaiian Population0
Indian Population0
Other Population1
Male Population110
Female Population81
Population Estimate0

Household Data for 64072

The average number of homes in 64072 is around 105, there are an average of 1.82 per household. The average house value according to local real estate values is around $58,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode105
Persons Per Household1.82
Average House Value$58,800
Income Per Household$40417
Median Age53.1
Median Age Male51.4
Median Age Female55.3
64072 DetailsValues
StateMO
State Full NameMissouri
City TypeZ
City Alias Abbreviation
Area Code816
CityMissouri City
City Alias NameMISSOURI CITY
CountyClay
County FIPS047
State FIPS29
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees21
Business First Quarter Payroll591
Business Annual Payroll2665
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District06
Congressional LandArea18198.62
Delivery Residential0
Delivery Business0
Delivery Total94
Preferred Last Line KeyW17272
Classification CodeP
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW17272
Land Area1.105000
Water Area0.468000
City Alias Code
City Mixed CaseMissouri City
City Alias Mixed CaseMissouri City
Box Count84
SFDU0
MFDU0
State ANSI29
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number285388
Unique ZIP Name
SSA State County Code26230
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseClay

Missouri Homeowners Insurance News & Information

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