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Home Insurance in 64079

Our rates are very competitive for homeowners living in the 64079 zip code. Many homeowners based out of Platte City, MO have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our MO licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 64079 should appear in the zip code field ready to go.

64079 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Platte City area? The average homeowners premium in 64079 is high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 64079, you can expect to pay around $927 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 64079 Today!

Get Home Insurance Quotes in 64079

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Missouri. Start your 64079 home insurance shopping today!

  1. Platte City, MO Home Insurance Quotes

64079 Home Insurance Average Premiums

Local 64079 homeowners insurance quotes comparison

$677 /yr.

Shows Zip Code: 64079 lowest rates with discounts applied on average.

For the 64079, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$677 /yr.
Average Coverage:$927 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1227 /yr.

What is the average home insurance cost for a home in 64079?

  • • The average homeowners insurance premium paid annually for a home in 64079 is around $927 per year.

What does it cost on average per month for home insurance in 64079?

  • • Homeowners in 64079 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 64079?

  • • Autoowners in 64079 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Platte City area, check out other zip codes nearby 64079.
Review average rates in another zip code:
64079 homeowners insurance rates

Home Replacement Cost Coverage in 64079

Average Building Cost Per Square Foot in 64079: $122

Location: Platte City, Missouri (Platte County)

Average Square Footage in 64079: 2,061 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64079 before you start any project. Platte City homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64079 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64079 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,061 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Platte City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,061$251,400
Additional Upgrades & Added Features$1532,061$314,250
Major Home Updates or Advancements$1832,061$377,100

It's important to understand that when you estimate your replacement cost of your home in the 64079 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64079

Best Home & Auto Insurance Agencies in 64079

New York Life Insurance

Address: 616 3rd St Platte City, MO 64079
Phone:
Website:
Info:

Fullerton Bob Insurance

Address: 408 Branch St Platte City, MO 64079
Phone:
Website:
Info:

Klusman- R James - State Farm Insurance Agent

Address: 1820 Prairie View Rd Platte City, MO 64079
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Miller Donnelli Agency Inc

Address: Main St & 3rd St Platte City, MO 64079
Phone:
Website:
Info:

Housing Demographics for 64079

Population Review for 64079 Zip Code

For the city of Platte City, the population within 64079 has increased to over 14,781 residents in population size. The current population total is 14,748. We have broken down the population based on race below. In 64079, there are over 7343 in male population and 7405 females.

PopulationValues
Total Population14,748
White Population12765
Black Population402
Hispanic Population725
Asian Population202
Hawaiian Population42
Indian Population65
Other Population237
Male Population7343
Female Population7405
Population Estimate14781

Household Data for 64079

The average number of homes in 64079 is around 5,503, there are an average of 2.64 per household. The average house value according to local real estate values is around $251,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,503
Persons Per Household2.64
Average House Value$251,400
Income Per Household$89292
Median Age39.4
Median Age Male38.6
Median Age Female40.3
64079 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code816
CityPlatte City
City Alias NamePLATTE CITY
CountyPlatte
County FIPS165
State FIPS29
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses326
Number Of Employees2675
Business First Quarter Payroll23265
Business Annual Payroll107147
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District06
Congressional LandArea18198.62
Delivery Residential5599
Delivery Business160
Delivery Total6883
Preferred Last Line KeyW17557
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW17557
Land Area94.831000
Water Area1.572000
City Alias Code
City Mixed CasePlatte City
City Alias Mixed CasePlatte City
Box Count346
SFDU4421
MFDU250
State ANSI29
County ANSI165
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number286360
Unique ZIP Name
SSA State County Code26820
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CasePlatte

Missouri Homeowners Insurance News & Information

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