Get multiple home insurance quotes in 64080. Our licensed 64080, MO agents are ready to serve you.

64080 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 64080? Our rates are very competitive for homeowners living in Pleasant Hill, MO. Many homeowners based out of your 64080 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 64080 should appear in the zip code field ready to go. For Pleasant Hill, MO Home Insurance Rate Quotes click to review the best rates and service online!

64080 Average Premium is Rated: High!

Homeowners living in 64080 can easily save up to 40% off the average home insurance premium of $1033 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Pleasant Hill that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 64080 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 64080!

64080 Home Insurance Average Premiums

Local 64080 homeowners insurance quotes comparison

$783 /yr.

Shows Zip Code: 64080 lowest rates with discounts applied on average.

For the 64080, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$783 /yr.
Average Coverage:$1033 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1333 /yr.

What is the average home insurance cost for a home in 64080?

  • • The average homeowners insurance premium paid annually for a home in 64080 is around $1033 per year.

What does it cost on average per month for home insurance in 64080?

  • • Homeowners in 64080 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 64080?

  • • Autoowners in 64080 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pleasant Hill area, check out other zip codes nearby 64080.
Review average rates in another zip code:
64080 homeowners insurance rates

Home Replacement Cost Coverage in 64080

Average Building Cost Per Square Foot in 64080: $122

Location: Pleasant Hill, Missouri (Cass County)

Average Square Footage in 64080: 1,968 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64080 before you start any project. Pleasant Hill homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64080 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64080 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,968 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pleasant Hill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,968$240,100
Additional Upgrades & Added Features$1531,968$300,125
Major Home Updates or Advancements$1831,968$360,150

It's important to understand that when you estimate your replacement cost of your home in the 64080 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64080

Best Home & Auto Insurance Agencies in 64080

Vaughn- David B

Address: 1805 N Mo-7 Pleasant Hill, MO 64080
Phone:
Website:
Info:

Housing Demographics for 64080

Population Review for 64080 Zip Code

For the city of Pleasant Hill, the population within 64080 has increased to over 14,904 residents in population size. The current population total is 14,003. We have broken down the population based on race below. In 64080, there are over 6945 in male population and 7058 females.

PopulationValues
Total Population14,003
White Population12644
Black Population109
Hispanic Population503
Asian Population57
Hawaiian Population12
Indian Population67
Other Population143
Male Population6945
Female Population7058
Population Estimate14904

Household Data for 64080

The average number of homes in 64080 is around 5,164, there are an average of 2.70 per household. The average house value according to local real estate values is around $240,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,164
Persons Per Household2.70
Average House Value$240,100
Income Per Household$82331
Median Age39.6
Median Age Male38.6
Median Age Female40.5
64080 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code816
CityPleasant Hill
City Alias NamePLEASANT HILL
CountyCass
County FIPS037
State FIPS29
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses276
Number Of Employees2085
Business First Quarter Payroll16595
Business Annual Payroll82488
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District04|05
Congressional LandArea14401.38|2424.85
Delivery Residential5520
Delivery Business229
Delivery Total6870
Preferred Last Line KeyW17563
Classification Code
Multi-CountyY
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW17563
Land Area121.617000
Water Area1.713000
City Alias Code
City Mixed CasePleasant Hill
City Alias Mixed CasePleasant Hill
Box Count110
SFDU5041
MFDU309
State ANSI29
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number286378
Unique ZIP Name
SSA State County Code26180
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseCass

Missouri Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]