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Quickly Revew Homeowners Insurance in 64112

If you own a home in Kansas City, MO you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 64112 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Missouri licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 64112 and start comparing rates now.

64112 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 64112 is $986 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 64112 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Kansas City, MO home insurance quotes in your local city and review the most competitive coverages and premiums.

64112 Home Insurance Average Premiums

Local 64112 homeowners insurance quotes comparison

$736 /yr.

Shows Zip Code: 64112 lowest rates with discounts applied on average.

For the 64112, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$736 /yr.
Average Coverage:$986 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1286 /yr.

What is the average home insurance cost for a home in 64112?

  • • The average homeowners insurance premium paid annually for a home in 64112 is around $986 per year.

What does it cost on average per month for home insurance in 64112?

  • • Homeowners in 64112 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 64112?

  • • Autoowners in 64112 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kansas City area, check out other zip codes nearby 64112.
Review average rates in another zip code:
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64111 homeowners insurance rates

Home Replacement Cost Coverage in 64112

Average Building Cost Per Square Foot in 64112: $122

Location: Kansas City, Missouri (Jackson County)

Average Square Footage in 64112: 3,288 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64112 before you start any project. Kansas City homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64112 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64112 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,288 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kansas City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1223,288$401,100
Additional Upgrades & Added Features$1533,288$501,375
Major Home Updates or Advancements$1833,288$601,650

It's important to understand that when you estimate your replacement cost of your home in the 64112 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64112

Allstate Insurance - Mark Pauley

Address: 4800 Main Street Suite # 266 Kansas City, MO 64112
Phone: (816)531-6722
Website:

Best Home & Auto Insurance Agencies in 64112

David G Allen Ins Agency Inc - State Farm Insurance Agent

Address: 1414 W 47th St Kansas City, MO 64112
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance - Mark Pauley

Address: 4800 Main St, #266 Kansas City, MO 64112
Phone:
Website:
Info:

Housing Demographics for 64112

Population Review for 64112 Zip Code

For the city of Kansas City, the population within 64112 has increased to over 9,471 residents in population size. The current population total is 9,344. We have broken down the population based on race below. In 64112, there are over 4591 in male population and 4753 females.

PopulationValues
Total Population9,344
White Population7804
Black Population238
Hispanic Population533
Asian Population550
Hawaiian Population0
Indian Population23
Other Population143
Male Population4591
Female Population4753
Population Estimate9471

Household Data for 64112

The average number of homes in 64112 is around 5,464, there are an average of 1.66 per household. The average house value according to local real estate values is around $401,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,464
Persons Per Household1.66
Average House Value$401,100
Income Per Household$92083
Median Age33.3
Median Age Male34.1
Median Age Female32.4
64112 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code816
CityKansas City
City Alias NameKANSAS CITY
CountyJackson
County FIPS095
State FIPS29
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses589
Number Of Employees11948
Business First Quarter Payroll244888
Business Annual Payroll1097503
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District05
Congressional LandArea2424.85
Delivery Residential5706
Delivery Business486
Delivery Total8839
Preferred Last Line KeyW16888
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW16888
Land Area1.467000
Water Area0.000000
City Alias Code
City Mixed CaseKansas City
City Alias Mixed CaseKansas City
Box Count82
SFDU1728
MFDU3697
State ANSI29
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number284218
Unique ZIP Name
SSA State County Code26470
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseJackson

Missouri Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]