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Compare 64136 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Kansas City just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 972 neighbors looking to save on their home insurance policy in the local 64136 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 64136. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Missouri rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Kansas City, MO home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Kansas City, MO

64136 Home Insurance Average Premiums

Local 64136 homeowners insurance quotes comparison

$739 /yr.

Shows Zip Code: 64136 lowest rates with discounts applied on average.

For the 64136, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$739 /yr.
Average Coverage:$989 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1289 /yr.

What is the average home insurance cost for a home in 64136?

  • • The average homeowners insurance premium paid annually for a home in 64136 is around $989 per year.

What does it cost on average per month for home insurance in 64136?

  • • Homeowners in 64136 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 64136?

  • • Autoowners in 64136 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kansas City area, check out other zip codes nearby 64136.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 64136

Average Building Cost Per Square Foot in 64136: $122

Location: Kansas City, Missouri (Jackson County)

Average Square Footage in 64136: 1,015 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64136 before you start any project. Kansas City homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64136 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64136 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,015 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kansas City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,015$123,800
Additional Upgrades & Added Features$1531,015$154,750
Major Home Updates or Advancements$1831,015$185,700

It's important to understand that when you estimate your replacement cost of your home in the 64136 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64136

Best Home & Auto Insurance Agencies in 64136

Allstate Insurance Company - Clint Woods

Address: 4212 South Hocker Road Kansas City, MO 64136
Phone:
Website: http://www.allstateagencies.com/004653?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 64136

Population Review for 64136 Zip Code

For the city of Kansas City, the population within 64136 has increased to over 2,311 residents in population size. The current population total is 2,164. We have broken down the population based on race below. In 64136, there are over 907 in male population and 1257 females.

PopulationValues
Total Population2,164
White Population1046
Black Population761
Hispanic Population175
Asian Population63
Hawaiian Population9
Indian Population7
Other Population75
Male Population907
Female Population1257
Population Estimate2311

Household Data for 64136

The average number of homes in 64136 is around 972, there are an average of 2.22 per household. The average house value according to local real estate values is around $123,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode972
Persons Per Household2.22
Average House Value$123,800
Income Per Household$48203
Median Age38.2
Median Age Male33.8
Median Age Female42.0
64136 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code816
CityKansas City
City Alias NameKANSAS CITY
CountyJackson
County FIPS095
State FIPS29
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses74
Number Of Employees410
Business First Quarter Payroll2665
Business Annual Payroll13169
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District05
Congressional LandArea2424.85
Delivery Residential1041
Delivery Business61
Delivery Total2021
Preferred Last Line KeyW16888
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW16888
Land Area4.283000
Water Area0.036000
City Alias Code
City Mixed CaseKansas City
City Alias Mixed CaseKansas City
Box Count0
SFDU616
MFDU131
State ANSI29
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number284218
Unique ZIP Name
SSA State County Code26470
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseJackson

Missouri Homeowners Insurance News & Information

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  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]