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Searching for Homeowners Insurance in 64153

If you are a homeowners that lives in 64153 you may be searching for more affordable homeowners insurance in Kansas City. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Kansas City, MO. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Missouri licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 64153 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Kansas City, MO home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 64153 Home Insurance Costs: high!

In Kansas City, homeowners are paying roughly $949 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 64153 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Kansas City are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 64153 policy right now!

64153 Home Insurance Average Premiums

Local 64153 homeowners insurance quotes comparison

$699 /yr.

Shows Zip Code: 64153 lowest rates with discounts applied on average.

For the 64153, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$699 /yr.
Average Coverage:$949 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1249 /yr.

What is the average home insurance cost for a home in 64153?

  • • The average homeowners insurance premium paid annually for a home in 64153 is around $949 per year.

What does it cost on average per month for home insurance in 64153?

  • • Homeowners in 64153 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 64153?

  • • Autoowners in 64153 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kansas City area, check out other zip codes nearby 64153.
Review average rates in another zip code:
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64151 homeowners insurance rates

Home Replacement Cost Coverage in 64153

Average Building Cost Per Square Foot in 64153: $122

Location: Kansas City, Missouri (Platte County)

Average Square Footage in 64153: 2,110 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64153 before you start any project. Kansas City homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64153 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64153 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,110 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kansas City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,110$257,400
Additional Upgrades & Added Features$1532,110$321,750
Major Home Updates or Advancements$1832,110$386,100

It's important to understand that when you estimate your replacement cost of your home in the 64153 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64153

Best Home & Auto Insurance Agencies in 64153

Trans Guard Insurance Co

Address: 11020 NW Ambassador Dr Kansas City, MO 64153
Phone:
Website:
Info:

Chris Schrick-Farmers Insurance

Address: 11200 North Ambassador Drive Kansas City, MO 64153
Phone:
Website: http://www.farmersagent.com/cschrick/
Info:

Robinson- Kenneth E - State Farm Insurance Agent

Address: 7115 NW Barry Rd Kansas City, MO 64153
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance - Hunt Insurance Agency, Incorporated

Address: 7501 Northwest Tiffany Springs Parkway Kansas City, MO 64153
Phone:
Website: http://www.allstate.com/
Info:

Housing Demographics for 64153

Population Review for 64153 Zip Code

For the city of Kansas City, the population within 64153 has increased to over 6,477 residents in population size. The current population total is 6,129. We have broken down the population based on race below. In 64153, there are over 3011 in male population and 3118 females.

PopulationValues
Total Population6,129
White Population4467
Black Population599
Hispanic Population522
Asian Population276
Hawaiian Population23
Indian Population34
Other Population137
Male Population3011
Female Population3118
Population Estimate6477

Household Data for 64153

The average number of homes in 64153 is around 2,586, there are an average of 2.34 per household. The average house value according to local real estate values is around $257,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,586
Persons Per Household2.34
Average House Value$257,400
Income Per Household$79167
Median Age35.0
Median Age Male34.8
Median Age Female35.3
64153 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code816
CityKansas City
City Alias NameKANSAS CITY
CountyPlatte
County FIPS165
State FIPS29
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses486
Number Of Employees13897
Business First Quarter Payroll200205
Business Annual Payroll788580
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District06
Congressional LandArea18198.62
Delivery Residential2768
Delivery Business496
Delivery Total5358
Preferred Last Line KeyW16888
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW16888
Land Area36.425000
Water Area0.381000
City Alias Code
City Mixed CaseKansas City
City Alias Mixed CaseKansas City
Box Count0
SFDU1220
MFDU1136
State ANSI29
County ANSI165
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number284218
Unique ZIP Name
SSA State County Code26820
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CasePlatte

Missouri Homeowners Insurance News & Information

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