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64129 Home Insurance Rates

For homeowners living in 64129, the population estimates are increasing to well over 8,767 with 3,532 occupied homes within the zip code of 64129. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Kansas City have increased and the average home insurance premium is around $973 per year in 64129. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 64129 zip code today so we can help you find affordable Kansas City, MO home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 64129

Please select one of the three options below based on your 64129 zip code to learn more about Missouri homeowners insurance, plus review average rates and information per state, county or city.

  1. Missouri Homeowners Insurance Quotes
  2. Jackson County, MO Home Insurance
  3. Kansas City, MO Home Insurance Quotes

64129 Average Home Insurance Rating Cost is: High!

Getting cheaper homeowners insurance in the 64129 zip code just got easier with GetHomeInsuranceQuotes.com of Kansas City, MO. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 64129 today and let us help you review the best home insurance quotes available for homeowners living in Kansas City.

Get 64129 Homeowners Insurance Rates Now!

64129 Home Insurance Average Premiums

Local 64129 homeowners insurance quotes comparison

$723 /yr.

Shows Zip Code: 64129 lowest rates with discounts applied on average.

For the 64129, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$723 /yr.
Average Coverage:$973 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1273 /yr.

What is the average home insurance cost for a home in 64129?

  • • The average homeowners insurance premium paid annually for a home in 64129 is around $973 per year.

What does it cost on average per month for home insurance in 64129?

  • • Homeowners in 64129 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 64129?

  • • Autoowners in 64129 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kansas City area, check out other zip codes nearby 64129.
Review average rates in another zip code:
64165 homeowners insurance rates
64138 homeowners insurance rates
64134 homeowners insurance rates
64125 homeowners insurance rates
64108 homeowners insurance rates
64127 homeowners insurance rates
64152 homeowners insurance rates
64128 homeowners insurance rates
64156 homeowners insurance rates
64130 homeowners insurance rates

Home Replacement Cost Coverage in 64129

Average Building Cost Per Square Foot in 64129: $122

Location: Kansas City, Missouri (Jackson County)

Average Square Footage in 64129: 720 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64129 before you start any project. Kansas City homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64129 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64129 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 720 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kansas City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122720$87,900
Additional Upgrades & Added Features$153720$109,875
Major Home Updates or Advancements$183720$131,850

It's important to understand that when you estimate your replacement cost of your home in the 64129 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64129

Best Home & Auto Insurance Agencies in 64129

Housing Demographics for 64129

Population Review for 64129 Zip Code

For the city of Kansas City, the population within 64129 has increased to over 9,848 residents in population size. The current population total is 8,767. We have broken down the population based on race below. In 64129, there are over 4236 in male population and 4531 females.

PopulationValues
Total Population8,767
White Population3143
Black Population3944
Hispanic Population1338
Asian Population54
Hawaiian Population6
Indian Population55
Other Population656
Male Population4236
Female Population4531
Population Estimate9848

Household Data for 64129

The average number of homes in 64129 is around 3,532, there are an average of 2.48 per household. The average house value according to local real estate values is around $87,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,532
Persons Per Household2.48
Average House Value$87,900
Income Per Household$40829
Median Age35.2
Median Age Male34.0
Median Age Female36.0
64129 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code816
CityKansas City
City Alias NameKANSAS CITY
CountyJackson
County FIPS095
State FIPS29
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses163
Number Of Employees9392
Business First Quarter Payroll143373
Business Annual Payroll777449
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District05
Congressional LandArea2424.85
Delivery Residential3971
Delivery Business265
Delivery Total4655
Preferred Last Line KeyW16888
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW16888
Land Area10.343000
Water Area0.076000
City Alias Code
City Mixed CaseKansas City
City Alias Mixed CaseKansas City
Box Count0
SFDU3070
MFDU0
State ANSI29
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number284218
Unique ZIP Name
SSA State County Code26470
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseJackson

Missouri Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]