64134 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 64134? There are over 8,514 occupied homes in the 64134 area. With a population size of 22,120, it's not uncommon for residence of Kansas City, MO to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Missouri is around $968 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 64134 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Kansas City, MO Home Insurance Rate Quotes

64134 Home Insurance Average Premiums

Local 64134 homeowners insurance quotes comparison

$718 /yr.

Shows Zip Code: 64134 lowest rates with discounts applied on average.

For the 64134, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$718 /yr.
Average Coverage:	$968 /yr.
2600 sq. ft. or higher (all discounts applied)	$1268 /yr.

What is the average home insurance cost for a home in 64134?

• The average homeowners insurance premium paid annually for a home in 64134 is around $968 per year.

What does it cost on average per month for home insurance in 64134?

• Homeowners in 64134 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 64134?

• Autoowners in 64134 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kansas City area, check out other zip codes nearby 64134.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 64134

Average Building Cost Per Square Foot in 64134: $122

Location: Kansas City, Missouri (Jackson County)

Average Square Footage in 64134: 807 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64134 before you start any project. Kansas City homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64134 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64134 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 807 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kansas City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$122	807	$98,400
Additional Upgrades & Added Features	$153	807	$123,000
Major Home Updates or Advancements	$183	807	$147,600

Calculate Your Dwelling Coverage in 64134

It's important to understand that when you estimate your replacement cost of your home in the 64134 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 64134

American Family Insurance - Robert L Brooks

Address: 10009 E Bannister Rd Kansas City, MO 64134
Phone:
Website: http://www.insurance-agency.amfam.com/mo/robert-l-brooks/default.aspx?sourceid=yp3
Info:

Ralph Ford Ins Agency Inc - State Farm Insurance Agent

Address: 9520 James a Reed Rd Kansas City, MO 64134
Phone:
Website:
Info:

McKenzie- Etta C

Address: 11818 Blue Ridge Blvd Kansas City, MO 64134
Phone:
Website:
Info:

Housing Demographics for 64134

Population Review for 64134 Zip Code

For the city of Kansas City, the population within 64134 has increased to over 22,768 residents in population size. The current population total is 22,120. We have broken down the population based on race below. In 64134, there are over 10396 in male population and 11724 females.

Population	Values
Total Population	22,120
White Population	6351
Black Population	12360
Hispanic Population	2176
Asian Population	380
Hawaiian Population	30
Indian Population	119
Other Population	1216
Male Population	10396
Female Population	11724
Population Estimate	22768

Household Data for 64134

The average number of homes in 64134 is around 8,514, there are an average of 2.59 per household. The average house value according to local real estate values is around $98,400. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	8,514
Persons Per Household	2.59
Average House Value	$98,400
Income Per Household	$48992
Median Age	33.3
Median Age Male	31.7
Median Age Female	34.7

64134 Details	Values
State	MO
State Full Name	Missouri
City Type	P
City Alias Abbreviation
Area Code	816
City	Kansas City
City Alias Name	KANSAS CITY
County	Jackson
County FIPS	095
State FIPS	29
Time Zone	6
Day Light Saving	Y
MSA	3760
PMSA
CSA	312
CBSA	28140
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Kansas City, MO-KS
MSA_Name	Kansas City, MO-KS MSA
PMSA_Name
Region	Midwest
Division	West North Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	252
Number Of Employees	1843
Business First Quarter Payroll	16734
Business Annual Payroll	73528
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	2035334
CBSA Division Population	0
Congressional District	05
Congressional LandArea	2424.85
Delivery Residential	8791
Delivery Business	301
Delivery Total	10755
Preferred Last Line Key	W16888
Classification Code
Multi-County
CSA Name	Kansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State Key	W16888
Land Area	11.910000
Water Area	0.690000
City Alias Code
City Mixed Case	Kansas City
City Alias Mixed Case	Kansas City
Box Count	213
SFDU	7328
MFDU	535
State ANSI	29
County ANSI	095
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	284218
Unique ZIP Name
SSA State County Code	26470
Medicare CBSA Code	28140
Medicare CBSA Name	Kansas City, MO-KS
Medicare CBSA Type	Metro
Market Rating Area ID	3
County Mixed Case	Jackson

Missouri Homeowners Insurance News & Information

2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

Home Insurance Quotes in 64134!