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Home Insurance Rates in 64124

For homeowners shopping online in 64124, our insurance rates are very competitive for homeowners living in Kansas City, MO. Many homeowners based out of the great city of Kansas City have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 64124, simply click the "Get Multiple Quotes Now" button. Your 64124 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Kansas City, MO Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

64124 Home Insurance Rating is: High!

If you live in 64124, you can easily save up to 40% off the average home insurance premium of $1000 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Kansas City can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 64124 today!

Get Multiple Home Insurance Rates in 64124!

64124 Home Insurance Average Premiums

Local 64124 homeowners insurance quotes comparison

$750 /yr.

Shows Zip Code: 64124 lowest rates with discounts applied on average.

For the 64124, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$750 /yr.
Average Coverage:$1000 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1300 /yr.

What is the average home insurance cost for a home in 64124?

  • • The average homeowners insurance premium paid annually for a home in 64124 is around $1000 per year.

What does it cost on average per month for home insurance in 64124?

  • • Homeowners in 64124 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 64124?

  • • Autoowners in 64124 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kansas City area, check out other zip codes nearby 64124.
Review average rates in another zip code:
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64166 homeowners insurance rates

Home Replacement Cost Coverage in 64124

Average Building Cost Per Square Foot in 64124: $122

Location: Kansas City, Missouri (Jackson County)

Average Square Footage in 64124: 666 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64124 before you start any project. Kansas City homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64124 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64124 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 666 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kansas City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122666$81,300
Additional Upgrades & Added Features$153666$101,625
Major Home Updates or Advancements$183666$121,950

It's important to understand that when you estimate your replacement cost of your home in the 64124 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64124

Best Home & Auto Insurance Agencies in 64124

Francisco Banuelos Insurance

Address: 536 Benton Blvd Kansas City, MO 64124
Phone:
Website:
Info:

Housing Demographics for 64124

Population Review for 64124 Zip Code

For the city of Kansas City, the population within 64124 has increased to over 13,815 residents in population size. The current population total is 12,754. We have broken down the population based on race below. In 64124, there are over 6634 in male population and 6120 females.

PopulationValues
Total Population12,754
White Population3505
Black Population2853
Hispanic Population4993
Asian Population1486
Hawaiian Population37
Indian Population166
Other Population2975
Male Population6634
Female Population6120
Population Estimate13815

Household Data for 64124

The average number of homes in 64124 is around 4,357, there are an average of 2.90 per household. The average house value according to local real estate values is around $81,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,357
Persons Per Household2.90
Average House Value$81,300
Income Per Household$39918
Median Age30.8
Median Age Male31.0
Median Age Female30.4
64124 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code816
CityKansas City
City Alias NameKANSAS CITY
CountyJackson
County FIPS095
State FIPS29
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses177
Number Of Employees1371
Business First Quarter Payroll10836
Business Annual Payroll50449
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District05
Congressional LandArea2424.85
Delivery Residential4764
Delivery Business236
Delivery Total5063
Preferred Last Line KeyW16888
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW16888
Land Area1.685000
Water Area0.000000
City Alias Code
City Mixed CaseKansas City
City Alias Mixed CaseKansas City
Box Count8
SFDU3432
MFDU909
State ANSI29
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number284218
Unique ZIP Name
SSA State County Code26470
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseJackson

Missouri Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]