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64133 Home Insurance Rates & Premiums

Did you know there are over 35,259 people living within the 64133 zip code area? There are over 14,823 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 64133.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Missouri are on the rise. The estimated average premium is around $977 a year for a standard homeowners insurance policy in Kansas City. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Kansas City, MO Homeowners Insurance Quotes Online

64133 Home Insurance Average Premiums

Local 64133 homeowners insurance quotes comparison

$727 /yr.

Shows Zip Code: 64133 lowest rates with discounts applied on average.

For the 64133, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$727 /yr.
Average Coverage:$977 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1277 /yr.

What is the average home insurance cost for a home in 64133?

  • • The average homeowners insurance premium paid annually for a home in 64133 is around $977 per year.

What does it cost on average per month for home insurance in 64133?

  • • Homeowners in 64133 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 64133?

  • • Autoowners in 64133 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kansas City area, check out other zip codes nearby 64133.
Review average rates in another zip code:
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64164 homeowners insurance rates
64124 homeowners insurance rates

Home Replacement Cost Coverage in 64133

Average Building Cost Per Square Foot in 64133: $122

Location: Kansas City, Missouri (Jackson County)

Average Square Footage in 64133: 1,085 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64133 before you start any project. Kansas City homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64133 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64133 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,085 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kansas City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,085$132,400
Additional Upgrades & Added Features$1531,085$165,500
Major Home Updates or Advancements$1831,085$198,600

It's important to understand that when you estimate your replacement cost of your home in the 64133 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64133

Best Home & Auto Insurance Agencies in 64133

Brooke Corporation

Address: 14645 Manchester Ave Kansas City, MO 64133
Phone:
Website:
Info:

American Family Insurance - Jack A Jobe

Address: 10301 East 63rd Street Raytown, MO 64133
Phone:
Website: http://www.insurance-agency.amfam.com/MO/jack-a-jobe/default.aspx?tid=agp0001022706
Info:

Sue Frank Ins Agcy Inc - State Farm Insurance Agent

Address: 10014 E 63rd St Raytown, MO 64133
Phone:
Website:
Info:

Bingaman Ii- Pierre A

Address: 6612 Blue Ridge Blvd Raytown, MO 64133
Phone:
Website:
Info:

Lorei- Glenn W

Address: 11563 E 63rd St Raytown, MO 64133
Phone:
Website:
Info:

Housing Demographics for 64133

Population Review for 64133 Zip Code

For the city of Kansas City, the population within 64133 has increased to over 35,724 residents in population size. The current population total is 35,259. We have broken down the population based on race below. In 64133, there are over 16645 in male population and 18614 females.

PopulationValues
Total Population35,259
White Population18294
Black Population11901
Hispanic Population3008
Asian Population427
Hawaiian Population82
Indian Population205
Other Population1246
Male Population16645
Female Population18614
Population Estimate35724

Household Data for 64133

The average number of homes in 64133 is around 14,823, there are an average of 2.35 per household. The average house value according to local real estate values is around $132,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,823
Persons Per Household2.35
Average House Value$132,400
Income Per Household$57088
Median Age40.6
Median Age Male38.9
Median Age Female42.0
64133 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code816
CityKansas City
City Alias NameKANSAS CITY
CountyJackson
County FIPS095
State FIPS29
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses744
Number Of Employees10554
Business First Quarter Payroll116863
Business Annual Payroll514597
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District05
Congressional LandArea2424.85
Delivery Residential15202
Delivery Business824
Delivery Total17151
Preferred Last Line KeyW16888
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW16888
Land Area16.988000
Water Area0.090000
City Alias Code
City Mixed CaseKansas City
City Alias Mixed CaseKansas City
Box Count282
SFDU12230
MFDU1615
State ANSI29
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number284218
Unique ZIP Name
SSA State County Code26470
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseJackson

Missouri Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]