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Check Out 64155 Home Insurance Rates
Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Kansas City, MO.
We will gather some basic information about your home in Kansas City, MO and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.
Our service is always free and we have a team of Missouri licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.
If you are ready to start researching homeowner insurance rates in 64155 simply click the "Get Multiple Quotes Now" button.
Research Home Insurance Quotes in 64155
We have pulled together a variety of data related to homeowners insurance in Missouri. Simply click on one of the links below to learn about the average cost of homeowners insurance in Missouri as well as local coverage options.
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Kansas City, MO home insurance quotes in your local city and review the most competitive coverages and premiums.
64155 Homeowners Insurance Rates, Average Rating: high!
Homeowners insurance policies in 64155 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.
Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.
Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Missouri is roughly $950. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.
Get started right now saving on your 64155 homeowners insurance policy!
64155 Home Insurance Average Premiums
For the 64155, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $700 /yr. |
Average Coverage: | $950 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1250 /yr. |
What is the average home insurance cost for a home in 64155?
- • The average homeowners insurance premium paid annually for a home in 64155 is around $950 per year.
What does it cost on average per month for home insurance in 64155?
- • Homeowners in 64155 pay a monthly average cost per month around $79.00.
What kind of discount could I get if I combine my home and auto insurance together in 64155?
- • Autoowners in 64155 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Kansas City area, check out other zip codes nearby 64155.
Review average rates in another zip code:
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64119 homeowners insurance rates
Home Replacement Cost Coverage in 64155
Average Building Cost Per Square Foot in 64155: $122
Location: Kansas City, Missouri (Clay County)Average Square Footage in 64155: 1,810 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 64155 before you start any project. Kansas City homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64155 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 64155 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,810 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kansas City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $122 | 1,810 | $220,800 |
Additional Upgrades & Added Features | $153 | 1,810 | $276,000 |
Major Home Updates or Advancements | $183 | 1,810 | $331,200 |
It's important to understand that when you estimate your replacement cost of your home in the 64155 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 64155
Allstate Insurance - Kaz Javan
Address: 9335 N. Oak Trfy Kansas City, MO 64155Phone: (816)420-0500
Website:
Best Home & Auto Insurance Agencies in 64155
Fox, Peter J - State Farm Insurance Agent
Address: 9332 North Oak Trafficway Kansas City, MO 64155Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=2592D9
Info:
American Family Insurance - Tom Lafontaine
Address: 11119 North Oak Trafficway Kansas City, MO 64155Phone:
Website: http://www.insurance-agency.amfam.com/MO/tom-lafontaine/default.aspx?sourceid=yp3
Info:
Javan Allstate Insurance Co
Address: 9335 N Oak Tfwy Kansas City, MO 64155Phone:
Website:
Info:
Hoy- Christopher G - State Farm Insurance Agent
Address: 8612 N Oak Tfwy Kansas City, MO 64155Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 64155
Population Review for 64155 Zip Code
For the city of Kansas City, the population within 64155 has increased to over 31,376 residents in population size. The current population total is 28,195. We have broken down the population based on race below. In 64155, there are over 13744 in male population and 14451 females.
Population | Values |
---|---|
Total Population | 28,195 |
White Population | 21753 |
Black Population | 2235 |
Hispanic Population | 2175 |
Asian Population | 732 |
Hawaiian Population | 72 |
Indian Population | 146 |
Other Population | 638 |
Male Population | 13744 |
Female Population | 14451 |
Population Estimate | 31376 |
Household Data for 64155
The average number of homes in 64155 is around 10,617, there are an average of 2.64 per household. The average house value according to local real estate values is around $220,800. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 10,617 |
Persons Per Household | 2.64 |
Average House Value | $220,800 |
Income Per Household | $82580 |
Median Age | 36.3 |
Median Age Male | 35.6 |
Median Age Female | 36.8 |
64155 Details | Values |
---|---|
State | MO |
State Full Name | Missouri |
City Type | P |
City Alias Abbreviation | |
Area Code | 816 |
City | Kansas City |
City Alias Name | KANSAS CITY |
County | Clay |
County FIPS | 047 |
State FIPS | 29 |
Time Zone | 6 |
Day Light Saving | Y |
MSA | 3760 |
PMSA | |
CSA | 312 |
CBSA | 28140 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Kansas City, MO-KS |
MSA_Name | Kansas City, MO-KS MSA |
PMSA_Name | |
Region | Midwest |
Division | West North Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 361 |
Number Of Employees | 4097 |
Business First Quarter Payroll | 32436 |
Business Annual Payroll | 148386 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 2035334 |
CBSA Division Population | 0 |
Congressional District | 05|06 |
Congressional LandArea | 2424.85|18198.62 |
Delivery Residential | 11885 |
Delivery Business | 310 |
Delivery Total | 14032 |
Preferred Last Line Key | W16888 |
Classification Code | |
Multi-County | |
CSA Name | Kansas City-Overland Park-Kansas City, MO-KS |
CBSA_DIV_Name | |
City State Key | W16888 |
Land Area | 14.599000 |
Water Area | 0.026000 |
City Alias Code | |
City Mixed Case | Kansas City |
City Alias Mixed Case | Kansas City |
Box Count | 0 |
SFDU | 7559 |
MFDU | 1363 |
State ANSI | 29 |
County ANSI | 047 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 284218 |
Unique ZIP Name | |
SSA State County Code | 26230 |
Medicare CBSA Code | 28140 |
Medicare CBSA Name | Kansas City, MO-KS |
Medicare CBSA Type | Metro |
Market Rating Area ID | 3 |
County Mixed Case | Clay |
Missouri Homeowners Insurance News & Information
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$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
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How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]