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Check Out 64155 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Kansas City, MO.

We will gather some basic information about your home in Kansas City, MO and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Missouri licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 64155 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 64155

We have pulled together a variety of data related to homeowners insurance in Missouri. Simply click on one of the links below to learn about the average cost of homeowners insurance in Missouri as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Kansas City, MO home insurance quotes in your local city and review the most competitive coverages and premiums.

64155 Homeowners Insurance Rates, Average Rating: high!

Homeowners insurance policies in 64155 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Missouri is roughly $950. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 64155 homeowners insurance policy!

64155 Home Insurance Average Premiums

Local 64155 homeowners insurance quotes comparison

$700 /yr.

Shows Zip Code: 64155 lowest rates with discounts applied on average.

For the 64155, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$700 /yr.
Average Coverage:$950 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1250 /yr.

What is the average home insurance cost for a home in 64155?

  • • The average homeowners insurance premium paid annually for a home in 64155 is around $950 per year.

What does it cost on average per month for home insurance in 64155?

  • • Homeowners in 64155 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 64155?

  • • Autoowners in 64155 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kansas City area, check out other zip codes nearby 64155.
Review average rates in another zip code:
64111 homeowners insurance rates
64114 homeowners insurance rates
64145 homeowners insurance rates
64158 homeowners insurance rates
64125 homeowners insurance rates
64123 homeowners insurance rates
64152 homeowners insurance rates
64136 homeowners insurance rates
64151 homeowners insurance rates
64119 homeowners insurance rates

Home Replacement Cost Coverage in 64155

Average Building Cost Per Square Foot in 64155: $122

Location: Kansas City, Missouri (Clay County)

Average Square Footage in 64155: 1,810 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64155 before you start any project. Kansas City homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64155 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64155 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,810 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kansas City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,810$220,800
Additional Upgrades & Added Features$1531,810$276,000
Major Home Updates or Advancements$1831,810$331,200

It's important to understand that when you estimate your replacement cost of your home in the 64155 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64155

Allstate Insurance - Kaz Javan

Address: 9335 N. Oak Trfy Kansas City, MO 64155
Phone: (816)420-0500
Website:

Best Home & Auto Insurance Agencies in 64155

Fox, Peter J - State Farm Insurance Agent

Address: 9332 North Oak Trafficway Kansas City, MO 64155
Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=2592D9
Info:

American Family Insurance - Tom Lafontaine

Address: 11119 North Oak Trafficway Kansas City, MO 64155
Phone:
Website: http://www.insurance-agency.amfam.com/MO/tom-lafontaine/default.aspx?sourceid=yp3
Info:

Javan Allstate Insurance Co

Address: 9335 N Oak Tfwy Kansas City, MO 64155
Phone:
Website:
Info:

Hoy- Christopher G - State Farm Insurance Agent

Address: 8612 N Oak Tfwy Kansas City, MO 64155
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 64155

Population Review for 64155 Zip Code

For the city of Kansas City, the population within 64155 has increased to over 31,376 residents in population size. The current population total is 28,195. We have broken down the population based on race below. In 64155, there are over 13744 in male population and 14451 females.

PopulationValues
Total Population28,195
White Population21753
Black Population2235
Hispanic Population2175
Asian Population732
Hawaiian Population72
Indian Population146
Other Population638
Male Population13744
Female Population14451
Population Estimate31376

Household Data for 64155

The average number of homes in 64155 is around 10,617, there are an average of 2.64 per household. The average house value according to local real estate values is around $220,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,617
Persons Per Household2.64
Average House Value$220,800
Income Per Household$82580
Median Age36.3
Median Age Male35.6
Median Age Female36.8
64155 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code816
CityKansas City
City Alias NameKANSAS CITY
CountyClay
County FIPS047
State FIPS29
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses361
Number Of Employees4097
Business First Quarter Payroll32436
Business Annual Payroll148386
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District05|06
Congressional LandArea2424.85|18198.62
Delivery Residential11885
Delivery Business310
Delivery Total14032
Preferred Last Line KeyW16888
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW16888
Land Area14.599000
Water Area0.026000
City Alias Code
City Mixed CaseKansas City
City Alias Mixed CaseKansas City
Box Count0
SFDU7559
MFDU1363
State ANSI29
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number284218
Unique ZIP Name
SSA State County Code26230
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseClay

Missouri Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]