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64137 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 64137 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Kansas City, MO. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 64137 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Missouri, like average Kansas City homeowners insurance rates, coverage options or home insurance types, please select Kansas City, MO Home Insurance Rates Online!

64137 Home Insurance Average Premiums

Local 64137 homeowners insurance quotes comparison

$743 /yr.

Shows Zip Code: 64137 lowest rates with discounts applied on average.

For the 64137, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$743 /yr.
Average Coverage:$993 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1293 /yr.

What is the average home insurance cost for a home in 64137?

  • • The average homeowners insurance premium paid annually for a home in 64137 is around $993 per year.

What does it cost on average per month for home insurance in 64137?

  • • Homeowners in 64137 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 64137?

  • • Autoowners in 64137 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kansas City area, check out other zip codes nearby 64137.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 64137

Average Building Cost Per Square Foot in 64137: $122

Location: Kansas City, Missouri (Jackson County)

Average Square Footage in 64137: 1,203 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64137 before you start any project. Kansas City homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64137 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64137 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,203 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kansas City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,203$146,800
Additional Upgrades & Added Features$1531,203$183,500
Major Home Updates or Advancements$1831,203$220,200

It's important to understand that when you estimate your replacement cost of your home in the 64137 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64137

Best Home & Auto Insurance Agencies in 64137

Housing Demographics for 64137

Population Review for 64137 Zip Code

For the city of Kansas City, the population within 64137 has increased to over 9,983 residents in population size. The current population total is 10,041. We have broken down the population based on race below. In 64137, there are over 4783 in male population and 5258 females.

PopulationValues
Total Population10,041
White Population5257
Black Population3108
Hispanic Population772
Asian Population330
Hawaiian Population28
Indian Population67
Other Population287
Male Population4783
Female Population5258
Population Estimate9983

Household Data for 64137

The average number of homes in 64137 is around 4,373, there are an average of 2.24 per household. The average house value according to local real estate values is around $146,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,373
Persons Per Household2.24
Average House Value$146,800
Income Per Household$55688
Median Age33.4
Median Age Male32.0
Median Age Female34.9
64137 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code816
CityKansas City
City Alias NameKANSAS CITY
CountyJackson
County FIPS095
State FIPS29
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses145
Number Of Employees3159
Business First Quarter Payroll31014
Business Annual Payroll138197
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District05
Congressional LandArea2424.85
Delivery Residential4457
Delivery Business143
Delivery Total4886
Preferred Last Line KeyW16888
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW16888
Land Area5.771000
Water Area0.090000
City Alias Code
City Mixed CaseKansas City
City Alias Mixed CaseKansas City
Box Count0
SFDU2974
MFDU1047
State ANSI29
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number284218
Unique ZIP Name
SSA State County Code26470
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseJackson

Missouri Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]