Get multiple home insurance quotes in 64427. Our licensed 64427, MO agents are ready to serve you.

64427 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 64427 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Bolckow, MO. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 64427 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Missouri, like average Bolckow homeowners insurance rates, coverage options or home insurance types, please select Bolckow, MO Home Insurance Rates Online!

64427 Home Insurance Average Premiums

Local 64427 homeowners insurance quotes comparison

$763 /yr.

Shows Zip Code: 64427 lowest rates with discounts applied on average.

For the 64427, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$763 /yr.
Average Coverage:$1013 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1313 /yr.

What is the average home insurance cost for a home in 64427?

  • • The average homeowners insurance premium paid annually for a home in 64427 is around $1013 per year.

What does it cost on average per month for home insurance in 64427?

  • • Homeowners in 64427 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 64427?

  • • Autoowners in 64427 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bolckow area, check out other zip codes nearby 64427.
Review average rates in another zip code:
64427 homeowners insurance rates

Home Replacement Cost Coverage in 64427

Average Building Cost Per Square Foot in 64427: $122

Location: Bolckow, Missouri (Andrew County)

Average Square Footage in 64427: 1,039 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64427 before you start any project. Bolckow homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64427 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64427 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,039 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bolckow area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,039$126,800
Additional Upgrades & Added Features$1531,039$158,500
Major Home Updates or Advancements$1831,039$190,200

It's important to understand that when you estimate your replacement cost of your home in the 64427 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64427

Best Home & Auto Insurance Agencies in 64427

Housing Demographics for 64427

Population Review for 64427 Zip Code

For the city of Bolckow, the population within 64427 has increased to over 570 residents in population size. The current population total is 581. We have broken down the population based on race below. In 64427, there are over 287 in male population and 294 females.

PopulationValues
Total Population581
White Population560
Black Population0
Hispanic Population11
Asian Population1
Hawaiian Population0
Indian Population2
Other Population0
Male Population287
Female Population294
Population Estimate570

Household Data for 64427

The average number of homes in 64427 is around 226, there are an average of 2.57 per household. The average house value according to local real estate values is around $126,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode226
Persons Per Household2.57
Average House Value$126,800
Income Per Household$56172
Median Age41.9
Median Age Male44.8
Median Age Female41.1
64427 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code816
CityBolckow
City Alias NameBOLCKOW
CountyAndrew
County FIPS003
State FIPS29
Time Zone6
Day Light SavingY
MSA7000
PMSA
CSA312
CBSA41140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. Joseph, MO-KS
MSA_NameSt. Joseph, MO MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees17
Business First Quarter Payroll92
Business Annual Payroll525
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population127329
CBSA Division Population0
Congressional District06
Congressional LandArea18198.62
Delivery Residential222
Delivery Business5
Delivery Total255
Preferred Last Line KeyW15886
Classification Code
Multi-CountyY
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW15886
Land Area62.065000
Water Area0.303000
City Alias Code
City Mixed CaseBolckow
City Alias Mixed CaseBolckow
Box Count13
SFDU222
MFDU0
State ANSI29
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number280786
Unique ZIP Name
SSA State County Code26010
Medicare CBSA Code41140
Medicare CBSA NameSt. Joseph, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseAndrew

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