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64443 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 64443 zip code it's important to know that our rates are very competitive for homeowners living in Easton, MO. Many homeowners based out of your 64443 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 64443 should appear in the zip code field ready to go. For Easton, MO Homeowners Insurance Quotes nearby, we offer the best rates and service.

64443: Average Home Insurance Rates

For homeowners living in the great city of Easton, the average homeowners policy is considered high in comparison to other states. Missouri premiums are estimated to be around $939 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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64443 Home Insurance Average Premiums

Local 64443 homeowners insurance quotes comparison

$689 /yr.

Shows Zip Code: 64443 lowest rates with discounts applied on average.

For the 64443, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$689 /yr.
Average Coverage:$939 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1239 /yr.

What is the average home insurance cost for a home in 64443?

  • • The average homeowners insurance premium paid annually for a home in 64443 is around $939 per year.

What does it cost on average per month for home insurance in 64443?

  • • Homeowners in 64443 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 64443?

  • • Autoowners in 64443 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Easton area, check out other zip codes nearby 64443.
Review average rates in another zip code:
64443 homeowners insurance rates

Home Replacement Cost Coverage in 64443

Average Building Cost Per Square Foot in 64443: $122

Location: Easton, Missouri (Buchanan County)

Average Square Footage in 64443: 2,086 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64443 before you start any project. Easton homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64443 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64443 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,086 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Easton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,086$254,500
Additional Upgrades & Added Features$1532,086$318,125
Major Home Updates or Advancements$1832,086$381,750

It's important to understand that when you estimate your replacement cost of your home in the 64443 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64443

Best Home & Auto Insurance Agencies in 64443

Housing Demographics for 64443

Population Review for 64443 Zip Code

For the city of Easton, the population within 64443 has increased to over 1,047 residents in population size. The current population total is 1,125. We have broken down the population based on race below. In 64443, there are over 557 in male population and 568 females.

PopulationValues
Total Population1,125
White Population1029
Black Population6
Hispanic Population24
Asian Population0
Hawaiian Population1
Indian Population10
Other Population8
Male Population557
Female Population568
Population Estimate1047

Household Data for 64443

The average number of homes in 64443 is around 451, there are an average of 2.47 per household. The average house value according to local real estate values is around $254,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode451
Persons Per Household2.47
Average House Value$254,500
Income Per Household$85642
Median Age48.0
Median Age Male46.3
Median Age Female49.2
64443 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code816
CityEaston
City Alias NameEASTON
CountyBuchanan
County FIPS021
State FIPS29
Time Zone6
Day Light SavingY
MSA7000
PMSA
CSA312
CBSA41140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. Joseph, MO-KS
MSA_NameSt. Joseph, MO MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses18
Number Of Employees75
Business First Quarter Payroll412
Business Annual Payroll2711
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population127329
CBSA Division Population0
Congressional District06
Congressional LandArea18198.62
Delivery Residential424
Delivery Business8
Delivery Total494
Preferred Last Line KeyW16394
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW16394
Land Area48.621000
Water Area0.508000
City Alias Code
City Mixed CaseEaston
City Alias Mixed CaseEaston
Box Count39
SFDU424
MFDU0
State ANSI29
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number282304
Unique ZIP Name
SSA State County Code26100
Medicare CBSA Code41140
Medicare CBSA NameSt. Joseph, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBuchanan

Missouri Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]