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Compare 64497 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Weatherby just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 193 neighbors looking to save on their home insurance policy in the local 64497 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 64497. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Missouri rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Weatherby, MO home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Weatherby, MO

64497 Home Insurance Average Premiums

Local 64497 homeowners insurance quotes comparison

$704 /yr.

Shows Zip Code: 64497 lowest rates with discounts applied on average.

For the 64497, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$704 /yr.
Average Coverage:$954 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1254 /yr.

What is the average home insurance cost for a home in 64497?

  • • The average homeowners insurance premium paid annually for a home in 64497 is around $954 per year.

What does it cost on average per month for home insurance in 64497?

  • • Homeowners in 64497 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 64497?

  • • Autoowners in 64497 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Weatherby area, check out other zip codes nearby 64497.
Review average rates in another zip code:
64497 homeowners insurance rates

Home Replacement Cost Coverage in 64497

Average Building Cost Per Square Foot in 64497: $122

Location: Weatherby, Missouri (Dekalb County)

Average Square Footage in 64497: 2,543 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64497 before you start any project. Weatherby homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64497 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64497 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,543 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Weatherby area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,543$310,300
Additional Upgrades & Added Features$1532,543$387,875
Major Home Updates or Advancements$1832,543$465,450

It's important to understand that when you estimate your replacement cost of your home in the 64497 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64497

Best Home & Auto Insurance Agencies in 64497

Housing Demographics for 64497

Population Review for 64497 Zip Code

For the city of Weatherby, the population within 64497 has increased to over 540 residents in population size. The current population total is 532. We have broken down the population based on race below. In 64497, there are over 271 in male population and 261 females.

PopulationValues
Total Population532
White Population494
Black Population5
Hispanic Population9
Asian Population0
Hawaiian Population1
Indian Population3
Other Population0
Male Population271
Female Population261
Population Estimate540

Household Data for 64497

The average number of homes in 64497 is around 193, there are an average of 2.73 per household. The average house value according to local real estate values is around $310,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode193
Persons Per Household2.73
Average House Value$310,300
Income Per Household$85846
Median Age42.5
Median Age Male42.3
Median Age Female42.8
64497 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code816
CityWeatherby
City Alias NameWEATHERBY
CountyDekalb
County FIPS063
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA312
CBSA41140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. Joseph, MO-KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees22
Business First Quarter Payroll177
Business Annual Payroll696
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population127329
CBSA Division Population0
Congressional District06
Congressional LandArea18198.62
Delivery Residential198
Delivery Business2
Delivery Total235
Preferred Last Line KeyW18590
Classification Code
Multi-CountyY
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW18590
Land Area41.146000
Water Area0.377000
City Alias Code
City Mixed CaseWeatherby
City Alias Mixed CaseWeatherby
Box Count32
SFDU198
MFDU0
State ANSI29
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number288322
Unique ZIP Name
SSA State County Code26310
Medicare CBSA Code41140
Medicare CBSA NameSt. Joseph, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseDekalb

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