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Searching for Homeowners Insurance in 64622

If you are a homeowners that lives in 64622 you may be searching for more affordable homeowners insurance in Bogard. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Bogard, MO. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Missouri licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 64622 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bogard, MO home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 64622 Home Insurance Costs: high!

In Bogard, homeowners are paying roughly $967 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 64622 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Bogard are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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64622 Home Insurance Average Premiums

Local 64622 homeowners insurance quotes comparison

$717 /yr.

Shows Zip Code: 64622 lowest rates with discounts applied on average.

For the 64622, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$717 /yr.
Average Coverage:$967 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1267 /yr.

What is the average home insurance cost for a home in 64622?

  • • The average homeowners insurance premium paid annually for a home in 64622 is around $967 per year.

What does it cost on average per month for home insurance in 64622?

  • • Homeowners in 64622 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 64622?

  • • Autoowners in 64622 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bogard area, check out other zip codes nearby 64622.
Review average rates in another zip code:
64622 homeowners insurance rates

Home Replacement Cost Coverage in 64622

Average Building Cost Per Square Foot in 64622: $122

Location: Bogard, Missouri (Carroll County)

Average Square Footage in 64622: 716 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64622 before you start any project. Bogard homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64622 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64622 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 716 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bogard area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122716$87,400
Additional Upgrades & Added Features$153716$109,250
Major Home Updates or Advancements$183716$131,100

It's important to understand that when you estimate your replacement cost of your home in the 64622 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64622

Best Home & Auto Insurance Agencies in 64622

Housing Demographics for 64622

Population Review for 64622 Zip Code

For the city of Bogard, the population within 64622 has increased to over 571 residents in population size. The current population total is 506. We have broken down the population based on race below. In 64622, there are over 288 in male population and 218 females.

PopulationValues
Total Population506
White Population486
Black Population2
Hispanic Population5
Asian Population0
Hawaiian Population0
Indian Population2
Other Population2
Male Population288
Female Population218
Population Estimate571

Household Data for 64622

The average number of homes in 64622 is around 208, there are an average of 2.43 per household. The average house value according to local real estate values is around $87,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode208
Persons Per Household2.43
Average House Value$87,400
Income Per Household$74167
Median Age49.3
Median Age Male47.2
Median Age Female50.8
64622 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code660
CityBogard
City Alias NameBOGARD
CountyCarroll
County FIPS033
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees9
Business First Quarter Payroll63
Business Annual Payroll300
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea18198.62
Delivery Residential235
Delivery Business10
Delivery Total256
Preferred Last Line KeyW15883
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW15883
Land Area63.333000
Water Area0.063000
City Alias Code
City Mixed CaseBogard
City Alias Mixed CaseBogard
Box Count6
SFDU235
MFDU0
State ANSI29
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number280774
Unique ZIP Name
SSA State County Code26160
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseCarroll

Missouri Homeowners Insurance News & Information

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