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Home Insurance Rates in 64633

For homeowners shopping online in 64633, our insurance rates are very competitive for homeowners living in Carrollton, MO. Many homeowners based out of the great city of Carrollton have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 64633, simply click the "Get Multiple Quotes Now" button. Your 64633 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Carrollton, MO Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

64633 Home Insurance Rating is: High!

If you live in 64633, you can easily save up to 40% off the average home insurance premium of $960 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Carrollton can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 64633 today!

Get Multiple Home Insurance Rates in 64633!

64633 Home Insurance Average Premiums

Local 64633 homeowners insurance quotes comparison

$710 /yr.

Shows Zip Code: 64633 lowest rates with discounts applied on average.

For the 64633, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$710 /yr.
Average Coverage:$960 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1260 /yr.

What is the average home insurance cost for a home in 64633?

  • • The average homeowners insurance premium paid annually for a home in 64633 is around $960 per year.

What does it cost on average per month for home insurance in 64633?

  • • Homeowners in 64633 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 64633?

  • • Autoowners in 64633 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Carrollton area, check out other zip codes nearby 64633.
Review average rates in another zip code:
64633 homeowners insurance rates

Home Replacement Cost Coverage in 64633

Average Building Cost Per Square Foot in 64633: $122

Location: Carrollton, Missouri (Carroll County)

Average Square Footage in 64633: 800 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64633 before you start any project. Carrollton homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64633 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64633 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 800 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Carrollton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122800$97,600
Additional Upgrades & Added Features$153800$122,000
Major Home Updates or Advancements$183800$146,400

It's important to understand that when you estimate your replacement cost of your home in the 64633 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64633

Best Home & Auto Insurance Agencies in 64633

New York Life Insurance CO

Address: 109 S Main St Carrollton, MO 64633
Phone:
Website: http://www.newyorklife.com
Info: New York Life Insurance Company - The Company You Keep
Life Insurance, Annuities, Long-Term Care Insurance, and Mutual Funds from the Company You Keep. life insurance, annuities, long-term care insurance, whole, term, universal, life insurance quote, sales careers, New York Life

Minnick- Deborah J - State Farm Insurance Agent

Address: 18 N Folger St Carrollton, MO 64633
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 64633

Population Review for 64633 Zip Code

For the city of Carrollton, the population within 64633 has increased to over 5,179 residents in population size. The current population total is 4,924. We have broken down the population based on race below. In 64633, there are over 2379 in male population and 2545 females.

PopulationValues
Total Population4,924
White Population4582
Black Population63
Hispanic Population86
Asian Population13
Hawaiian Population0
Indian Population5
Other Population34
Male Population2379
Female Population2545
Population Estimate5179

Household Data for 64633

The average number of homes in 64633 is around 2,063, there are an average of 2.33 per household. The average house value according to local real estate values is around $97,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,063
Persons Per Household2.33
Average House Value$97,600
Income Per Household$52396
Median Age44.2
Median Age Male43.2
Median Age Female45.0
64633 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code660
CityCarrollton
City Alias NameCARROLLTON
CountyCarroll
County FIPS033
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses150
Number Of Employees1321
Business First Quarter Payroll11076
Business Annual Payroll48954
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea18198.62
Delivery Residential2223
Delivery Business238
Delivery Total2586
Preferred Last Line KeyW16095
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW16095
Land Area238.679000
Water Area3.889000
City Alias Code
City Mixed CaseCarrollton
City Alias Mixed CaseCarrollton
Box Count84
SFDU2004
MFDU110
State ANSI29
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number281308
Unique ZIP Name
SSA State County Code26160
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseCarroll

Missouri Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]