Get multiple home insurance quotes in 64658. Our licensed 64658, MO agents are ready to serve you.

Check Out 64658 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Marceline, MO.

We will gather some basic information about your home in Marceline, MO and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Missouri licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 64658 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 64658

We have pulled together a variety of data related to homeowners insurance in Missouri. Simply click on one of the links below to learn about the average cost of homeowners insurance in Missouri as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Marceline, MO home insurance quotes in your local city and review the most competitive coverages and premiums.

64658 Homeowners Insurance Rates, Average Rating: high!

Homeowners insurance policies in 64658 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Missouri is roughly $951. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 64658 homeowners insurance policy!

64658 Home Insurance Average Premiums

Local 64658 homeowners insurance quotes comparison

$701 /yr.

Shows Zip Code: 64658 lowest rates with discounts applied on average.

For the 64658, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$701 /yr.
Average Coverage:$951 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1251 /yr.

What is the average home insurance cost for a home in 64658?

  • • The average homeowners insurance premium paid annually for a home in 64658 is around $951 per year.

What does it cost on average per month for home insurance in 64658?

  • • Homeowners in 64658 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 64658?

  • • Autoowners in 64658 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Marceline area, check out other zip codes nearby 64658.
Review average rates in another zip code:
64658 homeowners insurance rates

Home Replacement Cost Coverage in 64658

Average Building Cost Per Square Foot in 64658: $122

Location: Marceline, Missouri (Linn County)

Average Square Footage in 64658: 906 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64658 before you start any project. Marceline homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64658 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64658 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 906 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Marceline area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122906$110,500
Additional Upgrades & Added Features$153906$138,125
Major Home Updates or Advancements$183906$165,750

It's important to understand that when you estimate your replacement cost of your home in the 64658 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64658

Best Home & Auto Insurance Agencies in 64658

Black- Mark S - State Farm Insurance Agent

Address: 102 S Kansas Ave Marceline, MO 64658
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 64658

Population Review for 64658 Zip Code

For the city of Marceline, the population within 64658 has increased to over 3,384 residents in population size. The current population total is 3,193. We have broken down the population based on race below. In 64658, there are over 1539 in male population and 1654 females.

PopulationValues
Total Population3,193
White Population2998
Black Population13
Hispanic Population79
Asian Population9
Hawaiian Population5
Indian Population5
Other Population26
Male Population1539
Female Population1654
Population Estimate3384

Household Data for 64658

The average number of homes in 64658 is around 1,323, there are an average of 2.38 per household. The average house value according to local real estate values is around $110,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,323
Persons Per Household2.38
Average House Value$110,500
Income Per Household$55478
Median Age42.9
Median Age Male41.4
Median Age Female45.1
64658 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code660
CityMarceline
City Alias NameMARCELINE
CountyLinn
County FIPS115
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses69
Number Of Employees1282
Business First Quarter Payroll13687
Business Annual Payroll56742
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea18198.62
Delivery Residential1422
Delivery Business103
Delivery Total1603
Preferred Last Line KeyW17158
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW17158
Land Area93.819000
Water Area0.762000
City Alias Code
City Mixed CaseMarceline
City Alias Mixed CaseMarceline
Box Count44
SFDU1409
MFDU1
State ANSI29
County ANSI115
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number285058
Unique ZIP Name
SSA State County Code26570
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseLinn

Missouri Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]