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Homeowners Insurance in 64659

Getting the most affordable home insurance rates in 64659 just got easier for Meadville, MO home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Meadville. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-913-276-4017 For Meadville, MO Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 64659

When discussing Missouri homeowners insurance rates, Meadville residents are finding new ways to save time and money by discovering lower rates when they shop online. Missouri may not be the most expensive state in the country to purchase homeowners insurance, but it does rank higher than average at a nationwide rank of 20. Residents that live within the 64659 zipcode are currently paying $1004 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Meadville does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

64659 Home Insurance Average Premiums

Local 64659 homeowners insurance quotes comparison

$754 /yr.

Shows Zip Code: 64659 lowest rates with discounts applied on average.

For the 64659, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$754 /yr.
Average Coverage:$1004 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1304 /yr.

What is the average home insurance cost for a home in 64659?

  • • The average homeowners insurance premium paid annually for a home in 64659 is around $1004 per year.

What does it cost on average per month for home insurance in 64659?

  • • Homeowners in 64659 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 64659?

  • • Autoowners in 64659 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Meadville area, check out other zip codes nearby 64659.
Review average rates in another zip code:
64659 homeowners insurance rates

Home Replacement Cost Coverage in 64659

Average Building Cost Per Square Foot in 64659: $122

Location: Meadville, Missouri (Linn County)

Average Square Footage in 64659: 1,030 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64659 before you start any project. Meadville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64659 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64659 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,030 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Meadville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,030$125,600
Additional Upgrades & Added Features$1531,030$157,000
Major Home Updates or Advancements$1831,030$188,400

It's important to understand that when you estimate your replacement cost of your home in the 64659 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64659

Best Home & Auto Insurance Agencies in 64659

Housing Demographics for 64659

Population Review for 64659 Zip Code

For the city of Meadville, the population within 64659 has increased to over 883 residents in population size. The current population total is 863. We have broken down the population based on race below. In 64659, there are over 433 in male population and 430 females.

PopulationValues
Total Population863
White Population840
Black Population1
Hispanic Population4
Asian Population0
Hawaiian Population0
Indian Population0
Other Population1
Male Population433
Female Population430
Population Estimate883

Household Data for 64659

The average number of homes in 64659 is around 351, there are an average of 2.46 per household. The average house value according to local real estate values is around $125,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode351
Persons Per Household2.46
Average House Value$125,600
Income Per Household$62232
Median Age39.6
Median Age Male37.9
Median Age Female42.3
64659 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code660
CityMeadville
City Alias NameMEADVILLE
CountyLinn
County FIPS115
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses28
Number Of Employees109
Business First Quarter Payroll755
Business Annual Payroll5378
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea18198.62
Delivery Residential359
Delivery Business6
Delivery Total414
Preferred Last Line KeyW17222
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW17222
Land Area66.300000
Water Area1.292000
City Alias Code
City Mixed CaseMeadville
City Alias Mixed CaseMeadville
Box Count22
SFDU359
MFDU0
State ANSI29
County ANSI115
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number285184
Unique ZIP Name
SSA State County Code26570
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseLinn

Missouri Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]