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64673 Home Insurance Rates

Getting multiple homeowners insurance rates in 64673 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Princeton, MO. Many homeowners based out of the 64673 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Missouri licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 64673 should appear in the zip code field ready to go. For Princeton, MO Home Insurance Quotes, Click to easily get started!

64673 Homeowners Insurance Rates, Average Rating: High!

Your homeowners insurance policy in 64673 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Princeton. For a basic HO-3, standard homeowners policy, the average premium per year in Missouri is around $959. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 64673 zip code today and let us help you save time and money on your homeowners insurance premium.

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64673 Home Insurance Average Premiums

Local 64673 homeowners insurance quotes comparison

$709 /yr.

Shows Zip Code: 64673 lowest rates with discounts applied on average.

For the 64673, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$709 /yr.
Average Coverage:$959 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1259 /yr.

What is the average home insurance cost for a home in 64673?

  • • The average homeowners insurance premium paid annually for a home in 64673 is around $959 per year.

What does it cost on average per month for home insurance in 64673?

  • • Homeowners in 64673 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 64673?

  • • Autoowners in 64673 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Princeton area, check out other zip codes nearby 64673.
Review average rates in another zip code:
64673 homeowners insurance rates

Home Replacement Cost Coverage in 64673

Average Building Cost Per Square Foot in 64673: $122

Location: Princeton, Missouri (Mercer County)

Average Square Footage in 64673: 673 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64673 before you start any project. Princeton homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64673 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64673 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 673 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Princeton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122673$82,100
Additional Upgrades & Added Features$153673$102,625
Major Home Updates or Advancements$183673$123,150

It's important to understand that when you estimate your replacement cost of your home in the 64673 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64673

Best Home & Auto Insurance Agencies in 64673

Boxley- Van E - State Farm Insurance Agent

Address: 700 W Main St Princeton, MO 64673
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Shelter Insurance

Address: 602 W Main St Princeton, MO 64673
Phone:
Website:
Info:

Housing Demographics for 64673

Population Review for 64673 Zip Code

For the city of Princeton, the population within 64673 has increased to over 2,545 residents in population size. The current population total is 2,470. We have broken down the population based on race below. In 64673, there are over 1238 in male population and 1232 females.

PopulationValues
Total Population2,470
White Population2272
Black Population1
Hispanic Population142
Asian Population3
Hawaiian Population0
Indian Population42
Other Population78
Male Population1238
Female Population1232
Population Estimate2545

Household Data for 64673

The average number of homes in 64673 is around 1,015, there are an average of 2.37 per household. The average house value according to local real estate values is around $82,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,015
Persons Per Household2.37
Average House Value$82,100
Income Per Household$50526
Median Age42.2
Median Age Male40.5
Median Age Female44.0
64673 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code660
CityPrinceton
City Alias NamePRINCETON
CountyMercer
County FIPS129
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses56
Number Of Employees287
Business First Quarter Payroll2152
Business Annual Payroll10280
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea18198.62
Delivery Residential1074
Delivery Business97
Delivery Total1209
Preferred Last Line KeyW17613
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW17613
Land Area236.807000
Water Area0.785000
City Alias Code
City Mixed CasePrinceton
City Alias Mixed CasePrinceton
Box Count13
SFDU950
MFDU60
State ANSI29
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number286552
Unique ZIP Name
SSA State County Code26631
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseMercer

Missouri Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]