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64683 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 64683? There are over 3,309 occupied homes in the 64683 area. With a population size of 7,900, it's not uncommon for residence of Trenton, MO to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Missouri is around $976 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 64683 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Trenton, MO Home Insurance Rate Quotes

64683 Home Insurance Average Premiums

Local 64683 homeowners insurance quotes comparison

$726 /yr.

Shows Zip Code: 64683 lowest rates with discounts applied on average.

For the 64683, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$726 /yr.
Average Coverage:$976 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1276 /yr.

What is the average home insurance cost for a home in 64683?

  • • The average homeowners insurance premium paid annually for a home in 64683 is around $976 per year.

What does it cost on average per month for home insurance in 64683?

  • • Homeowners in 64683 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 64683?

  • • Autoowners in 64683 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Trenton area, check out other zip codes nearby 64683.
Review average rates in another zip code:
64683 homeowners insurance rates

Home Replacement Cost Coverage in 64683

Average Building Cost Per Square Foot in 64683: $122

Location: Trenton, Missouri (Grundy County)

Average Square Footage in 64683: 813 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64683 before you start any project. Trenton homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64683 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64683 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 813 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Trenton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122813$99,200
Additional Upgrades & Added Features$153813$124,000
Major Home Updates or Advancements$183813$148,800

It's important to understand that when you estimate your replacement cost of your home in the 64683 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64683

Best Home & Auto Insurance Agencies in 64683

Shelter Insurance

Address: 1601 E 9th St Trenton, MO 64683
Phone:
Website:
Info:

Cochran- David S

Address: 2910 Oklahoma Ave Trenton, MO 64683
Phone:
Website:
Info:

Housing Demographics for 64683

Population Review for 64683 Zip Code

For the city of Trenton, the population within 64683 has increased to over 8,193 residents in population size. The current population total is 7,900. We have broken down the population based on race below. In 64683, there are over 3837 in male population and 4063 females.

PopulationValues
Total Population7,900
White Population7414
Black Population49
Hispanic Population213
Asian Population49
Hawaiian Population7
Indian Population23
Other Population73
Male Population3837
Female Population4063
Population Estimate8193

Household Data for 64683

The average number of homes in 64683 is around 3,309, there are an average of 2.31 per household. The average house value according to local real estate values is around $99,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,309
Persons Per Household2.31
Average House Value$99,200
Income Per Household$51031
Median Age41.2
Median Age Male38.3
Median Age Female44.2
64683 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code660
CityTrenton
City Alias NameTRENTON
CountyGrundy
County FIPS079
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses210
Number Of Employees1868
Business First Quarter Payroll14274
Business Annual Payroll65018
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea18198.62
Delivery Residential3547
Delivery Business287
Delivery Total3976
Preferred Last Line KeyW18463
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW18463
Land Area228.960000
Water Area1.728000
City Alias Code
City Mixed CaseTrenton
City Alias Mixed CaseTrenton
Box Count79
SFDU3206
MFDU35
State ANSI29
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number287932
Unique ZIP Name
SSA State County Code26390
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseGrundy

Missouri Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]