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Searching for Homeowners Insurance in 64730

If you are a homeowners that lives in 64730 you may be searching for more affordable homeowners insurance in Butler. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Butler, MO. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Missouri licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 64730 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Butler, MO home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 64730 Home Insurance Costs: high!

In Butler, homeowners are paying roughly $1018 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 64730 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Butler are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 64730 policy right now!

64730 Home Insurance Average Premiums

Local 64730 homeowners insurance quotes comparison

$768 /yr.

Shows Zip Code: 64730 lowest rates with discounts applied on average.

For the 64730, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$768 /yr.
Average Coverage:$1018 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1318 /yr.

What is the average home insurance cost for a home in 64730?

  • • The average homeowners insurance premium paid annually for a home in 64730 is around $1018 per year.

What does it cost on average per month for home insurance in 64730?

  • • Homeowners in 64730 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 64730?

  • • Autoowners in 64730 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Butler area, check out other zip codes nearby 64730.
Review average rates in another zip code:
64730 homeowners insurance rates

Home Replacement Cost Coverage in 64730

Average Building Cost Per Square Foot in 64730: $122

Location: Butler, Missouri (Bates County)

Average Square Footage in 64730: 1,131 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64730 before you start any project. Butler homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64730 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64730 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,131 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Butler area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,131$138,000
Additional Upgrades & Added Features$1531,131$172,500
Major Home Updates or Advancements$1831,131$207,000

It's important to understand that when you estimate your replacement cost of your home in the 64730 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64730

Cook Insurance Agency Inc

Address: 7 North Main Street Butler, MO 64730
Phone: (660)679-6188
Website: www.cookins.net

Bates County Mutual Insurance CO

Address: 612 West Fort Scott Street Butler, MO 64730
Phone: (660)679-3171
Website:

Best Home & Auto Insurance Agencies in 64730

Rader, Randy - Shelter Insurance

Address: 101 S Main St Butler, MO 64730
Phone:
Website: http://www.shelterinsurance.com/CA/agent/RANDYRADER
Info:

Cook Insurance Agency Inc

Address: 7 N Main St Butler, MO 64730
Phone:
Website: http://www.cookins.net
Info:

Robinson, Danny L - American Family Insurance

Address: 113 W Dakota St Butler, MO 64730
Phone:
Website: http://www.amfam.com/
Info:

Yoder- Ed K - State Farm Insurance Agent

Address: 3 W Dakota St Butler, MO 64730
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 64730

Population Review for 64730 Zip Code

For the city of Butler, the population within 64730 has increased to over 6,978 residents in population size. The current population total is 6,803. We have broken down the population based on race below. In 64730, there are over 3377 in male population and 3426 females.

PopulationValues
Total Population6,803
White Population6254
Black Population109
Hispanic Population187
Asian Population24
Hawaiian Population3
Indian Population50
Other Population70
Male Population3377
Female Population3426
Population Estimate6978

Household Data for 64730

The average number of homes in 64730 is around 2,747, there are an average of 2.38 per household. The average house value according to local real estate values is around $138,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,747
Persons Per Household2.38
Average House Value$138,000
Income Per Household$43974
Median Age41.6
Median Age Male39.5
Median Age Female44.2
64730 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code660
CityButler
City Alias NameBUTLER
CountyBates
County FIPS013
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses198
Number Of Employees1784
Business First Quarter Payroll15644
Business Annual Payroll67600
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District04
Congressional LandArea14401.38
Delivery Residential2932
Delivery Business244
Delivery Total3380
Preferred Last Line KeyW16037
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW16037
Land Area282.299000
Water Area1.936000
City Alias Code
City Mixed CaseButler
City Alias Mixed CaseButler
Box Count123
SFDU2730
MFDU94
State ANSI29
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number281158
Unique ZIP Name
SSA State County Code26060
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseBates

Missouri Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]