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64755 Home Insurance Rates & Premiums

Did you know there are over 2,616 people living within the 64755 zip code area? There are over 991 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 64755.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Missouri are on the rise. The estimated average premium is around $944 a year for a standard homeowners insurance policy in Jasper. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Jasper, MO Homeowners Insurance Quotes Online

64755 Home Insurance Average Premiums

Local 64755 homeowners insurance quotes comparison

$694 /yr.

Shows Zip Code: 64755 lowest rates with discounts applied on average.

For the 64755, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$694 /yr.
Average Coverage:$944 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1244 /yr.

What is the average home insurance cost for a home in 64755?

  • • The average homeowners insurance premium paid annually for a home in 64755 is around $944 per year.

What does it cost on average per month for home insurance in 64755?

  • • Homeowners in 64755 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 64755?

  • • Autoowners in 64755 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jasper area, check out other zip codes nearby 64755.
Review average rates in another zip code:
64755 homeowners insurance rates

Home Replacement Cost Coverage in 64755

Average Building Cost Per Square Foot in 64755: $122

Location: Jasper, Missouri (Jasper County)

Average Square Footage in 64755: 1,048 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64755 before you start any project. Jasper homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64755 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64755 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,048 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jasper area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,048$127,900
Additional Upgrades & Added Features$1531,048$159,875
Major Home Updates or Advancements$1831,048$191,850

It's important to understand that when you estimate your replacement cost of your home in the 64755 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64755

Best Home & Auto Insurance Agencies in 64755

Housing Demographics for 64755

Population Review for 64755 Zip Code

For the city of Jasper, the population within 64755 has increased to over 2,378 residents in population size. The current population total is 2,616. We have broken down the population based on race below. In 64755, there are over 1334 in male population and 1282 females.

PopulationValues
Total Population2,616
White Population2342
Black Population17
Hispanic Population54
Asian Population12
Hawaiian Population2
Indian Population40
Other Population28
Male Population1334
Female Population1282
Population Estimate2378

Household Data for 64755

The average number of homes in 64755 is around 991, there are an average of 2.64 per household. The average house value according to local real estate values is around $127,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode991
Persons Per Household2.64
Average House Value$127,900
Income Per Household$70160
Median Age39.5
Median Age Male39.0
Median Age Female40.2
64755 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code417
CityJasper
City Alias NameJASPER
CountyJasper
County FIPS097
State FIPS29
Time Zone6
Day Light SavingY
MSA3710
PMSA
CSA309
CBSA27900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJoplin, MO-KS
MSA_NameJoplin, MO MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses47
Number Of Employees200
Business First Quarter Payroll1584
Business Annual Payroll6669
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population175518
CBSA Division Population0
Congressional District04|07
Congressional LandArea14401.38|6272.84
Delivery Residential901
Delivery Business11
Delivery Total1114
Preferred Last Line KeyW16861
Classification Code
Multi-CountyY
CSA NameJoplin-Miami, MO-OK-KS
CBSA_DIV_Name
City State KeyW16861
Land Area146.671000
Water Area0.802000
City Alias Code
City Mixed CaseJasper
City Alias Mixed CaseJasper
Box Count166
SFDU878
MFDU0
State ANSI29
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number284146
Unique ZIP Name
SSA State County Code26480
Medicare CBSA Code27900
Medicare CBSA NameJoplin, MO
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseJasper

Missouri Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]