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64756 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 64756? There are over 286 occupied homes in the 64756 area. With a population size of 742, it's not uncommon for residence of Jerico Springs, MO to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Missouri is around $971 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 64756 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Jerico Springs, MO Home Insurance Rate Quotes

64756 Home Insurance Average Premiums

Local 64756 homeowners insurance quotes comparison

$721 /yr.

Shows Zip Code: 64756 lowest rates with discounts applied on average.

For the 64756, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$721 /yr.
Average Coverage:$971 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1271 /yr.

What is the average home insurance cost for a home in 64756?

  • • The average homeowners insurance premium paid annually for a home in 64756 is around $971 per year.

What does it cost on average per month for home insurance in 64756?

  • • Homeowners in 64756 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 64756?

  • • Autoowners in 64756 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jerico Springs area, check out other zip codes nearby 64756.
Review average rates in another zip code:
64756 homeowners insurance rates

Home Replacement Cost Coverage in 64756

Average Building Cost Per Square Foot in 64756: $122

Location: Jerico Springs, Missouri (Cedar County)

Average Square Footage in 64756: 462 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64756 before you start any project. Jerico Springs homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64756 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64756 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 462 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jerico Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122462$56,400
Additional Upgrades & Added Features$153462$70,500
Major Home Updates or Advancements$183462$84,600

It's important to understand that when you estimate your replacement cost of your home in the 64756 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64756

Best Home & Auto Insurance Agencies in 64756

Housing Demographics for 64756

Population Review for 64756 Zip Code

For the city of Jerico Springs, the population within 64756 has increased to over 745 residents in population size. The current population total is 742. We have broken down the population based on race below. In 64756, there are over 366 in male population and 376 females.

PopulationValues
Total Population742
White Population686
Black Population0
Hispanic Population2
Asian Population1
Hawaiian Population0
Indian Population8
Other Population1
Male Population366
Female Population376
Population Estimate745

Household Data for 64756

The average number of homes in 64756 is around 286, there are an average of 2.59 per household. The average house value according to local real estate values is around $56,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode286
Persons Per Household2.59
Average House Value$56,400
Income Per Household$48066
Median Age40.3
Median Age Male39.3
Median Age Female41.5
64756 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias AbbreviationJERICO SPRGS
Area Code417
CityJerico Springs
City Alias NameJERICO SPRINGS
CountyCedar
County FIPS039
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees8
Business First Quarter Payroll35
Business Annual Payroll203
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea14401.38
Delivery Residential288
Delivery Business4
Delivery Total316
Preferred Last Line KeyW16870
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW16870
Land Area60.837000
Water Area0.167000
City Alias Code
City Mixed CaseJerico Springs
City Alias Mixed CaseJerico Springs
Box Count1
SFDU288
MFDU0
State ANSI29
County ANSI039
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number284170
Unique ZIP Name
SSA State County Code26190
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseCedar

Missouri Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]