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Find the Best Home Insurance Rates in 64772

Shopping for homeowners insurance in 64772 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Nevada, MO and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Missouri licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 64772 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 64772

Find Nevada, MO Homeowners Insurance Quotes to review the best coverage options in your area.

64772 Home Insurance Rating is: high!

In 64772 the average premium is $1005. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 64772, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 64772!

64772 Home Insurance Average Premiums

Local 64772 homeowners insurance quotes comparison

$755 /yr.

Shows Zip Code: 64772 lowest rates with discounts applied on average.

For the 64772, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$755 /yr.
Average Coverage:$1005 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1305 /yr.

What is the average home insurance cost for a home in 64772?

  • • The average homeowners insurance premium paid annually for a home in 64772 is around $1005 per year.

What does it cost on average per month for home insurance in 64772?

  • • Homeowners in 64772 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 64772?

  • • Autoowners in 64772 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Nevada area, check out other zip codes nearby 64772.
Review average rates in another zip code:
64772 homeowners insurance rates

Home Replacement Cost Coverage in 64772

Average Building Cost Per Square Foot in 64772: $122

Location: Nevada, Missouri (Vernon County)

Average Square Footage in 64772: 957 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64772 before you start any project. Nevada homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64772 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64772 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 957 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Nevada area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122957$116,800
Additional Upgrades & Added Features$153957$146,000
Major Home Updates or Advancements$183957$175,200

It's important to understand that when you estimate your replacement cost of your home in the 64772 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64772

Best Home & Auto Insurance Agencies in 64772

Foster- William L

Address: 200 N Cedar St Nevada, MO 64772
Phone:
Website:
Info:

Renwick, Butch - Renwick Insurance

Address: 101 N Main St Nevada, MO 64772
Phone:
Website: http://www.allstateagencies.com/062647/Welcome/
Info:

Smith- Ron C - State Farm Insurance Agent

Address: 207 W Cherry St Nevada, MO 64772
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

American Family Insurance - Jan E Tate

Address: 906 N Osage Blvd Nevada, MO 64772
Phone:
Website: http://www.insurance-agency.amfam.com/mo/jan-e-tate/default.aspx?sourceid=yp3
Info:

Housing Demographics for 64772

Population Review for 64772 Zip Code

For the city of Nevada, the population within 64772 has increased to over 13,276 residents in population size. The current population total is 12,897. We have broken down the population based on race below. In 64772, there are over 6074 in male population and 6823 females.

PopulationValues
Total Population12,897
White Population11739
Black Population103
Hispanic Population329
Asian Population94
Hawaiian Population14
Indian Population112
Other Population143
Male Population6074
Female Population6823
Population Estimate13276

Household Data for 64772

The average number of homes in 64772 is around 5,168, there are an average of 2.37 per household. The average house value according to local real estate values is around $116,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,168
Persons Per Household2.37
Average House Value$116,800
Income Per Household$51221
Median Age39.2
Median Age Male37.4
Median Age Female40.5
64772 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code417
CityNevada
City Alias NameNEVADA
CountyVernon
County FIPS217
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses405
Number Of Employees5132
Business First Quarter Payroll47366
Business Annual Payroll201947
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea14401.38
Delivery Residential5602
Delivery Business499
Delivery Total6519
Preferred Last Line KeyW17359
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW17359
Land Area128.982000
Water Area1.079000
City Alias Code
City Mixed CaseNevada
City Alias Mixed CaseNevada
Box Count264
SFDU5014
MFDU79
State ANSI29
County ANSI217
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number285700
Unique ZIP Name
SSA State County Code26990
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseVernon

Missouri Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]