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Home Insurance Rates in 64870

For homeowners shopping online in 64870, our insurance rates are very competitive for homeowners living in Webb City, MO. Many homeowners based out of the great city of Webb City have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 64870, simply click the "Get Multiple Quotes Now" button. Your 64870 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Webb City, MO Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

64870 Home Insurance Rating is: High!

If you live in 64870, you can easily save up to 40% off the average home insurance premium of $988 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Webb City can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 64870 today!

Get Multiple Home Insurance Rates in 64870!

64870 Home Insurance Average Premiums

Local 64870 homeowners insurance quotes comparison

$738 /yr.

Shows Zip Code: 64870 lowest rates with discounts applied on average.

For the 64870, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$738 /yr.
Average Coverage:$988 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1288 /yr.

What is the average home insurance cost for a home in 64870?

  • • The average homeowners insurance premium paid annually for a home in 64870 is around $988 per year.

What does it cost on average per month for home insurance in 64870?

  • • Homeowners in 64870 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 64870?

  • • Autoowners in 64870 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Webb City area, check out other zip codes nearby 64870.
Review average rates in another zip code:
64870 homeowners insurance rates

Home Replacement Cost Coverage in 64870

Average Building Cost Per Square Foot in 64870: $122

Location: Webb City, Missouri (Jasper County)

Average Square Footage in 64870: 1,098 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 64870 before you start any project. Webb City homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 64870 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 64870 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,098 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Webb City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,098$133,900
Additional Upgrades & Added Features$1531,098$167,375
Major Home Updates or Advancements$1831,098$200,850

It's important to understand that when you estimate your replacement cost of your home in the 64870 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 64870

Farmers Insurance Group of Companies

Address: 301 West Daugherty Street Webb City, MO 64870
Phone: (417)673-8859
Website: www.farmers.com

Best Home & Auto Insurance Agencies in 64870

Thomas, Stephen - Shelter Insurance

Address: 1630 S Madison St Webb City, MO 64870
Phone:
Website: http://www.shelterinsurance.com/CA/agent/STEPHENTHOMAS
Info:

Kelly Probert-Farmers Insurance

Address: 1612 S Madison St Webb City, MO 64870
Phone:
Website:
Info:

Montgomery- Jeffrey E

Address: 1715 S Madison St Webb City, MO 64870
Phone:
Website:
Info:

Farmers Insurance Group of Companies

Address: 301 W Daugherty St Webb City, MO 64870
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Farmers Insurance

Address: 1 Fairway Dr Webb City, MO 64870
Phone:
Website:
Info:

Housing Demographics for 64870

Population Review for 64870 Zip Code

For the city of Webb City, the population within 64870 has increased to over 17,938 residents in population size. The current population total is 16,566. We have broken down the population based on race below. In 64870, there are over 8022 in male population and 8544 females.

PopulationValues
Total Population16,566
White Population13839
Black Population249
Hispanic Population986
Asian Population180
Hawaiian Population30
Indian Population270
Other Population422
Male Population8022
Female Population8544
Population Estimate17938

Household Data for 64870

The average number of homes in 64870 is around 6,327, there are an average of 2.57 per household. The average house value according to local real estate values is around $133,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,327
Persons Per Household2.57
Average House Value$133,900
Income Per Household$56809
Median Age34.7
Median Age Male33.1
Median Age Female35.9
64870 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code417
CityWebb City
City Alias NameWEBB CITY
CountyJasper
County FIPS097
State FIPS29
Time Zone6
Day Light SavingY
MSA3710
PMSA
CSA309
CBSA27900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJoplin, MO-KS
MSA_NameJoplin, MO MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses290
Number Of Employees3196
Business First Quarter Payroll25246
Business Annual Payroll114001
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population175518
CBSA Division Population0
Congressional District07
Congressional LandArea6272.84
Delivery Residential6980
Delivery Business412
Delivery Total7627
Preferred Last Line KeyW18594
Classification Code
Multi-County
CSA NameJoplin-Miami, MO-OK-KS
CBSA_DIV_Name
City State KeyW18594
Land Area33.646000
Water Area0.056000
City Alias Code
City Mixed CaseWebb City
City Alias Mixed CaseWebb City
Box Count178
SFDU5619
MFDU356
State ANSI29
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number288334
Unique ZIP Name
SSA State County Code26480
Medicare CBSA Code27900
Medicare CBSA NameJoplin, MO
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseJasper

Missouri Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]