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Home Insurance Quotes in 65001

Are you shopping for a cheaper homeowners insurance rate in 65001? Our rates are very competitive for homeowners living in Argyle, MO. Many homeowners located in the 65001 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 65001. To get free 65001 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 65001 zip code should appear in the zip code field ready to go. Shopping Argyle, MO Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 65001 to review the best rate coverages.

Your 65001 Home Insurance Costs Is Rated: High!

For the great city of Argyle, the average home insurance premium paid annually is around $999 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Missouri specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Argyle and need insurance on your home in the 65001 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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65001 Home Insurance Average Premiums

Local 65001 homeowners insurance quotes comparison

$749 /yr.

Shows Zip Code: 65001 lowest rates with discounts applied on average.

For the 65001, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$749 /yr.
Average Coverage:$999 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1299 /yr.

What is the average home insurance cost for a home in 65001?

  • • The average homeowners insurance premium paid annually for a home in 65001 is around $999 per year.

What does it cost on average per month for home insurance in 65001?

  • • Homeowners in 65001 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 65001?

  • • Autoowners in 65001 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Argyle area, check out other zip codes nearby 65001.
Review average rates in another zip code:
65001 homeowners insurance rates

Home Replacement Cost Coverage in 65001

Average Building Cost Per Square Foot in 65001: $122

Location: Argyle, Missouri (Osage County)

Average Square Footage in 65001: 1,332 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65001 before you start any project. Argyle homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65001 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65001 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,332 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Argyle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,332$162,500
Additional Upgrades & Added Features$1531,332$203,125
Major Home Updates or Advancements$1831,332$243,750

It's important to understand that when you estimate your replacement cost of your home in the 65001 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65001

Best Home & Auto Insurance Agencies in 65001

Housing Demographics for 65001

Population Review for 65001 Zip Code

For the city of Argyle, the population within 65001 has increased to over 351 residents in population size. The current population total is 327. We have broken down the population based on race below. In 65001, there are over 169 in male population and 158 females.

PopulationValues
Total Population327
White Population305
Black Population0
Hispanic Population1
Asian Population0
Hawaiian Population0
Indian Population0
Other Population1
Male Population169
Female Population158
Population Estimate351

Household Data for 65001

The average number of homes in 65001 is around 129, there are an average of 2.53 per household. The average house value according to local real estate values is around $162,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode129
Persons Per Household2.53
Average House Value$162,500
Income Per Household$83250
Median Age44.4
Median Age Male44.6
Median Age Female43.5
65001 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code573
CityArgyle
City Alias NameARGYLE
CountyOsage
County FIPS151
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA190
CBSA27620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJefferson City, MO
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees21
Business First Quarter Payroll116
Business Annual Payroll549
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population149807
CBSA Division Population0
Congressional District03
Congressional LandArea6851.54
Delivery Residential139
Delivery Business1
Delivery Total183
Preferred Last Line KeyW15739
Classification Code
Multi-CountyY
CSA NameColumbia-Jefferson City-Moberly, MO
CBSA_DIV_Name
City State KeyW15739
Land Area22.206000
Water Area0.052000
City Alias Code
City Mixed CaseArgyle
City Alias Mixed CaseArgyle
Box Count27
SFDU135
MFDU0
State ANSI29
County ANSI151
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number280234
Unique ZIP Name
SSA State County Code26750
Medicare CBSA Code27620
Medicare CBSA NameJefferson City, MO
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseOsage

Missouri Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]